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As a result of global uncertainty and volatility, financialmatters have become increasingly complex, but Tina's book will giveyou the confidence to make better financial decisions and is asuperb resource for any Canadian looking to understand how tobetter prepare for retirement."
—L. Jacques Ménard, o.c., o.q., lld, Vice-Chairof the Task Force on Financial Literacy, Chairman BMO NesbittBurns, President BMO Financial Group, Quebec
"I used to joke about self-wrecked RRSPs but now Tina Di Vito'snew book shows us 52 ways to wreck your retirement. More to thepoint, she lays out 52 compelling ways to rescue it."
—Jonathan Chevreau, Financial Post columnist andauthor of Findependence Day
Starting to think about retirement early is the beststrategy, but starting today is the next best thing.
Planning for your retirement isn't something you do once, forgetabout, and hope that everything turns out for the best. Yourretirement encompasses the cumulative effects of many decisionsthroughout your life. Canadians are living longer than ever before,and the average retiree of the future may have to account for asmuch as 30 years of retirement living.
Continued financial turmoil and lack of predictability hasheightened concerns about what retirement will look like. 52 Waysto Wreck Your Retirement takes a close look at the issues that canspoil your golden years, and what to do about them, includingissues surrounding:
Basic planning, and knowing where you stand
Savings, debt, and money management
Investing, risk tolerance, and balance
Pensions, taxation and withdrawals from plans
Each chapter provides advice and actionable steps that you cantake in order to get your retirement on the right path. So whetheryou're still many years away from retirement or it's just aroundthe corner, or even if you're currently retired, 52 Ways toWreck Your Retirement can help you put the missing pieces inplace and motivate you to take action.
TINA DI VITO is a Chartered Accountant (CA), CertifiedFinancial Planner (CFP) and Trust and Estate Practitioner (TEP),and Fellow of FPSCTM. She is a member of the CanadianTax Foundation, Women in Capital Markets, and the Institute ofChartered Accountants of Ontario. With more than 20 years ofexperience helping Canadians plan for and live in retirement, Tinahas worked with families and small business owners and runsworkshops and seminars for Canadians of all levels of prosperity.She is a sought-after speaker and is widely quoted in nationaland international media such as the Globe and Mail,the Financial Post, the Toronto Star, the WallStreet Journal and has been on Canada AM, Global Television,BNN, and CNBC. She has also been consulted by CanadianParliamentary committees as an expert on a variety ofwealth-management topics. She volunteers her time and financialexpertise to the National Initiative for the Care of the Elderly(NICE) to help bring financial literacy to older Canadians. She haslead research resulting in the creation of industry-leading, whitepaper reports on retirement and estate and tax planning issuesfacing Canadians.