From the Back Cover
"Di Vito's first foray as an author is a must-read. What we do today determines our tomorrow. This book is a step-by-step plan for what could be the best years of your life—retirement!"
—The Honourable Pamela D. Wallin
, o.c., som.
As a result of global uncertainty and volatility, financial matters have become increasingly complex, but Tina's book will give you the confidence to make better financial decisions and is a superb resource for any Canadian looking to understand how to better prepare for retirement."
—L. Jacques Ménard, o.c., o.q., lld, Vice-Chair of the Task Force on Financial Literacy, Chairman BMO Nesbitt Burns, President BMO Financial Group, Quebec
"I used to joke about self-wrecked RRSPs but now Tina Di Vito's new book shows us 52 ways to wreck your retirement. More to the point, she lays out 52 compelling ways to rescue it."
—Jonathan Chevreau, Financial Post columnist and author of Findependence Day
Starting to think about retirement early is the best strategy, but starting today is the next best thing.
Planning for your retirement isn't something you do once, forget about, and hope that everything turns out for the best. Your retirement encompasses the cumulative effects of many decisions throughout your life. Canadians are living longer than ever before, and the average retiree of the future may have to account for as much as 30 years of retirement living.
Continued financial turmoil and lack of predictability has heightened concerns about what retirement will look like. 52 Ways to Wreck Your Retirement takes a close look at the issues that can spoil your golden years, and what to do about them, including issues surrounding:
Basic planning, and knowing where you stand
Savings, debt, and money management
Investing, risk tolerance, and balance
Pensions, taxation and withdrawals from plans
Each chapter provides advice and actionable steps that you can take in order to get your retirement on the right path. So whether you're still many years away from retirement or it's just around the corner, or even if you're currently retired, 52 Ways to Wreck Your Retirement can help you put the missing pieces in place and motivate you to take action.
About the Author
TINA DI VITO is a Chartered Accountant (CA), Certified Financial Planner (CFP) and Trust and Estate Practitioner (TEP), and Fellow of FPSCTM. She is a member of the Canadian Tax Foundation, Women in Capital Markets, and the Institute of Chartered Accountants of Ontario. With more than 20 years of experience helping Canadians plan for and live in retirement, Tina has worked with families and small business owners and runs workshops and seminars for Canadians of all levels of prosperity. She is a sought-after speaker and is widely quoted in national and international media such as the Globe and Mail, the Financial Post, the Toronto Star, the Wall Street Journal and has been on Canada AM, Global Television, BNN, and CNBC. She has also been consulted by Canadian Parliamentary committees as an expert on a variety of wealth-management topics. She volunteers her time and financial expertise to the National Initiative for the Care of the Elderly (NICE) to help bring financial literacy to older Canadians. She has lead research resulting in the creation of industry-leading, white paper reports on retirement and estate and tax planning issues facing Canadians.