Today, it seems like everyone is having a tough time finding a mailbox large enough to fit all those bills. Heres a step-by-step program for managing the debt monster and staying financially healthy. Readers learn how to create a budget, go on a money diet, and pick expenses that they can live without. Tips, such as establishing an emergency fund to avoid turning to plastic every unexpected bill help readers savings accounts stay in shape. Practical hints, daily reminders, logs and worksheets all help make buying a car or a house not just figments of the imagination.