Debt Free By 30 [Mass Market Paperback]

In their 20s and way over their heads in debt (despite having good educations and comfortable jobs), Jason Anthony and Karl Cluck did something about it. Now they're Debt-Free by 30, and offer practical advice for the young, broke and upwardly mobile in a book that's as slick as it is solid. Most books about managing debt make for dry and guilt-ridden reads. Here readers (even those over 30) can cheer up and take charge of decisions about credit, health insurance, financing a car, where to bank and spending money.
Copyright 2000 Reed Business Information, Inc.

Anthony and Cluck start with the premise that, even with comfortable salaries and good jobs, young people today enter adulthood already in debt. There are student loans, postgraduation moving expenses, car costs, security deposits, credit card-financed household furnishings, etc. They also complain that none of the personal money management books currently available address this problem. Anthony is a freelance personal finance Web consultant, and Cluck is an associate creative director at an entertainment brand agency. Together they have already eliminated $27,000 in debt of their own and now they want to show others how to do the same. Anthony and Cluck's tips are, in fact, your father's--and mother's--standard financial advice disguised by the duo's hip delivery. It will catch off guard those who may be resistant to earnest sermons about budgeting and financial planning. There is even a chapter hinting that it is cool to be frugal, with suggestions for "cheap dates," recipes for eat-in meals that replace restaurant fare, and a listing of Web sites where one can avoid "paying retail." David Rouse
Copyright © American Library Association. All rights reserved

Are you limping towards the big three-oh one minimum payment at a time?

Are you "on your own" but still asking your parents for cash each birthday?

Do you crumple up your ATM receipts to avoid looking at the balance?

Are friends in the same income bracket beginning to pull ahead of you?

If you're young, smart, and drowning in debt, Debt-Free by 30 offers a practical, step-by-step plan to help rescue you from the financial abyss. Written by two twentysomethings who found their way back from the horrors of overwhelming debt, this authoritative guide reveals the secrets of debt-free living:

*The Seven Debtly Sins-and how to avoid them at all costs
*Where Does All the Money Go?-taking your financial inventory
*Everything You Always Wanted to Know About Banking but Feared Being Bored out of Your Skull
*Beating Credit Cards at Their Own Game-how to save hundreds of dollars in interest in less than five minutes
Plus tips for

* Driving for less
* Keeping more of what you earn
* Life after debt
. . . and much, much more

Featuring financial IQ Quizzes, no-brainer savings advice, and painless ways to spend less, Debt-Free by 30 will put you back in control of your money-and your life.

Jason Anthony is a film and television executive who has run the East Coast offices of some of the biggest producers and directors in Hollywood. He is also a freelance writer. He lives in New York City. Karl Cluck is a senior strategist at Razorfish, a leading Internet solutions agency. Previously he worked as a writer at Comedy Central where he co-produced Mastercheese Theatre, a weekly late-night tribute to the dumbest films in Hollywood. He lives in London.