This is my second Fuji camera. (My first was a sturdy sandproof/waterproof model, the XP, which has served me very well at the beach and on boats.)
I'm mostly a Canon gal myself, and I have to say the Fuji interface takes a little getting used to. After poking around for 15 minutes, pressing buttons and exploring menus, I think you'll find this camera pretty intuitive. In many ways, the menus are easier to navigate than Canon's. That's a good thing, because the enclosed instructions are sparse (though a full set is included in .pdf form on the enclosed CD).
This camera won my favor before I even used it because of the delightful "form factor" -- it's pretty, it's colorful, it's compact, it's pleasant to handle, and the sliding front panel promises sturdy protection from the hazards of my jeans pocket (where I habitually keep my compact cameras).
So how are the pictures? Mostly the same as those taken by my other subcompacts. I gave the camera a workout in bright sun, shade, fluorescent light, incandescent light, and very low light. The scene settings work quite well and the Auto setting does a good job of selecting exposure and ISO. You could just set it on "Auto," leave it there, and never worry about it again if you're not a fan of fiddling with cameras.
There were a few ways in which I thought this camera was inferior to my Canon subcompacts, though. First -- the Auto White Balance setting wasn't quite as accurate as on my Canons. Second -- the lens lets in less light, causing more grain in very dark scenes. The Canons excel at capturing very low-light shots with minimal blur and grain. Finally, the lens is not as much to my liking. All subcompact cameras have a wide-angle lens that tends to create a fisheye effect, but it was slightly more marked in this camera than in my Canons. That means more distortion, but it also means it's easier to photograph groups or any wide scene.
But there's a lot to like, too. The 14MP image size, though it may seem a waste of memory, is actually a real blessing in situations where you need to crop a shot for printing, or make enlargements. You can shoot great-looking widescreen HD video. And unlike my Canons, which have a delicate cover for their lens and a thin finish that dings really easily, this camera has a tough exoskeleton to keep it safe.
One note -- the reviewer who said you can put the battery in backwards was right. The trick to getting it in the right orientation is to align the orange stripe on the battery with the orange tab that holds in the battery.
The Fuji Finepix Z85 is a great choice if you need a reasonably-priced, tough, attractive and versatile camera for vacation snapshots, party photos, Facebook postings, and the like. It's an excellent compromise between image quality, features, size, and portability. And it's really important to have at least one camera that's sturdy, small, and easy to take along. Because, as they say, "The camera you have with you always takes better pictures than the camera at home in the closet."