Of all the major mystery writers of today, Sue Grafton must be the sloppiest plotter since Rex Stout. Often major plotlines are left dangling, major characters vanish without comment, and quite a few of the books don't end so much as simply come to a screeching halt. But, of course, we don't read Sue Grafton (or Rex Stout, for that matter) for plot. We read her for the richness of her writing, her psychological insights, and Kinsey Millhone's dry wit. Which goes quite a way to explaining just why this book in the Millhone series is so disappointing. Kinsey goes undercover -- accidentally -- in a hispanic gang which has an insurance racket going. Grafton tries to remake her lead character into an action hero, which neatly negates her virtues. Coincidence always plays a large part in Grafton's books, but in this case the sheer number of coincidences will cause you to yodel with disbelief. The two big plot twists can be seen coming a mile away. Hardly essential reading. Grafton quickly rebounded and the books which follow H are effortlessly superior.