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How to Pay Less and Save More For Yourself: The Essential Consumer Guide to Canadian Banking and Investing
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How to Pay Less and Save More For Yourself: The Essential Consumer Guide to Canadian Banking and Investing [Kindle Edition]

Rob Carrick
4.0 out of 5 stars  See all reviews (4 customer reviews)

Print List Price: CDN$ 17.95
Kindle Price: CDN$ 9.99 includes free international wireless delivery via Amazon Whispernet
You Save: CDN$ 7.96 (44%)
Sold by: Random House Canada, Incorp.
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Product Description

Product Description

From Canada’s leading expert on consumer banking, this easy-to-read, indispensable book will help you keep your hard-earned money working for you.

Canadians are savvy consumers of everything – except financial products. We comparison shop for new cars and new clothes, but when it comes to our money, most of us passively hand it over to banks and other institutions. The result? Our earnings languish in bank accounts that pay out zero interest while raining down fees, or in mutual funds that make more money for the people running them than for investors.

This book is the remedy: written especially for Canadians, it is the definitive guide to getting the best possible deal on everything from savings accounts to mortgages to RRSPs. Rob Carrick puts the key information in the reader’s hands through comparison charts, rankings and easy-to-follow tables, as well as good old-fashioned advice. He explains how to construct a banking profile, where to find the best bargains in financial services, how online banking and investing is changing everything, and much more.

This book shows how to get the best while paying the least, so you can use your money for the things you really want and need.

From the Trade Paperback edition.

About the Author

As the personal finance columnist for The Globe and Mail, Rob Carrick is one of Canada’s most trusted and widely read financial experts. He is the author of two previous books and lives in Ottawa with his wife and family.

Product Details

  • Format: Kindle Edition
  • File Size: 348 KB
  • Print Length: 256 pages
  • Publisher: Doubleday Canada (July 27 2011)
  • Sold by: Random House Canada, Incorp.
  • Language: English
  • ASIN: B004LGTSB6
  • Text-to-Speech: Enabled
  • X-Ray:
  • Average Customer Review: 4.0 out of 5 stars  See all reviews (4 customer reviews)
  • Amazon Bestsellers Rank: #158,396 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

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Most helpful customer reviews
17 of 17 people found the following review helpful
5.0 out of 5 stars Excellent financia/investment survey Feb. 14 2007
By Sears Braithwaite (of Bullard) TOP 1000 REVIEWER
Format:Paperback|Verified Purchase
I bought this book because I wanted to catch up on financial/investment trends prior to reviewing our RRSPs and RESP, and deciding what exactly needs to be improved or fixed. I had been taking an almost hands-off approach for several years, since all was fairly well. The only thing I have been doing, aside from contributions, is gathering all our RSP and RESP investments into accounts at a big bank discount brokerage (a minor epic I would rather forget).

I was delighted with this book! Carrick updated me nicely on the trends, giving me some new ideas and options. I now feel enthusiastic about getting back in there and re-balancing our portfolios, and using the online brokerage.

The book serves equally well if you are a beginning investor or someone who is hazy on managing your personal finances.

And the book in not a re-hash of American content. It is by a Globe & Mail writer, and 100% Canadian content. If you want more Carrick, look in Personal Finance on their site. I have found he is always worth reading.

Happily, the theme of getting value for money is only part of the story. The book is about much more than just trimming costs. Frequently Carrick cautions not to go for the cheapest option if it means losing sight of other, hidden costs or side effects.

A nice touch is the way each chapter contains sidebars that show how you can tackle a given area depending on your preference for using the Internet fully, partially, or not at all--ie good old face to face.

The writing style is light and fast, without being cute or frivolous. And there is no padding. I hate fat books. The book's size is surprising, given the amount of ground Carrick covers.

Well worth the price and your time.
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1 of 1 people found the following review helpful
5.0 out of 5 stars Good Collection of Information March 20 2011
Format:Paperback|Verified Purchase
Most of the information in this book is obtainable on your own but I appreciated it being all in one place. It's specific to Canada which is nice. Plenty of strategies on how to minimize your banking expenses. Nothing that will change your life, but it's all good to know as EVERY little bit helps. I think this would be a particularly good gift for a college student or a new graduate. Maybe for an older adult who's stuck in that 'MY bank' mentality.
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5 of 7 people found the following review helpful
5.0 out of 5 stars A must for new immigrants to Canada April 3 2007
This book is valuable for new immigrants to Canada. It arms one with so much must-know information, it is confidence-building. The writer gets to the point quickly and tells the real score on many financial products and services. It reads easy. Highly recommended.
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0 of 4 people found the following review helpful
1.0 out of 5 stars garbage Sept. 11 2011
By habby
Format:Paperback|Verified Purchase
Useless information, sounds like it was written by a ten year old. Save your money, very very basic information. Any 18 year old would already know all of this info. So don't waste your money like I did.
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