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For over 20 years, Not Just Beans author Tawra Kellam has lived the frugal lifestyle. Her mother's determination to persevere through extraordinarily difficult financial circumstances is the basis of Tawra's frugal thinking. Tawra is known on the Internet for her expertise in frugal living. She publishes the frugal living web site, Notjustbeans.com, participates in group discussions on several simple living and frugal bulletin boards and advises people regularly how to save money. Tawra, her husband and 2 kids live in Wichita, Kansas. In the last 5 years, they have paid off $20,000 personal debt on an average income of $22,000 per year.
Tawra is a housewife who likes to say that she has a "masters" in domestic engineering with an emphasis in economics and pediatrics.