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Miserly Moms: Living on One Income in a Two-Income Economy [Paperback]

Jonni McCoy
4.0 out of 5 stars  See all reviews (12 customer reviews)

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Book Description

Oct. 1 2001
Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area. Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners--as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

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Review

"Practical and relevant, no matter what a family’s situation... women of any or no faith tradition could find it helpful." -- Publisher's Weekly, Sept 4, 2001

About the Author

Jonni McCoy, author of Miserly Moms holds a Bachelor of Arts degree in Speech Communications from the University of California at Santa Barbara. Prior to motherhood, she spent ten years as a senior buyer and supervisor for electronics firms such as Apple Computer and National Semiconductor. She presents seminars on living for less to women's groups and other conferences. She has been practicing her frugal ways since 1991.

Jonni has appeared on the Gayle King Show and The 700 Club, and radio programs such as Family Life Today and the Dick Staub Show. She has also been featured in Good Housekeeping and Woman's Day magazines. Jonni and her husband, Beau, make their home in Colorado Springs, Colorado, where they homeschool their children.


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Customer Reviews

Most helpful customer reviews
2 of 2 people found the following review helpful
5.0 out of 5 stars If you are a new sahm this book is for you!!! April 8 2004
By A Customer
Format:Paperback
We lost 60% of our total income when I quit my job to sah. Prior to that I wasted money like you wouldn't believe. This is a good book to get started in being frugal. I've cut my grocery bill almost in half by following these principles. While I liked Tightwad Gazette the ideas were a little too radical to me that is why I preferred this book since she makes you believe that even a former yuppie can learn to be frugal.
I loved this book!! It's become my sah bible and I recommend it to all of my friends.
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1 of 1 people found the following review helpful
5.0 out of 5 stars A great resource on reducing expenses Feb. 27 2004
By DNP
Format:Paperback
For anyone who wishes to stay home with their family, this is a terrific resource on how to lower expenses. The author was once a senior buyer for Apple Computers, among other firms, and you can see this working experience in her thorough and analytical approach to family frugality.
The fact that the book is called "Miserly" Moms may be slightly misleading (it initially put my husband off, which is why I mention this). "Miserly" indicates stinginess, penuriousness, lack of generosity. By no means is this the message contained in this book. Rather, it shows many ways families can cut expenses in order to meet a particular goal: that of having one parent stay home with the child(ren).
In fact, the author's approach is to find those areas where she can make the biggest dent in expenses in the least amount of time. Approximately half of the book is dedicated to saving money on food, since for most families with two parents working outside the home, cutting back on food expenses offers the biggest opportunity to save a lot of money quickly.
Her first principle is not to confuse frugality with depriving oneself. The reason: if you think you're depriving yourself, you cripple your ability to make long-term changes. Rather, she presents frugality as a choice, made every day in many different ways, both large and small. (Example: Would I rather have this Starbucks coffee and muffin now or would I rather do without them, if that is what it takes to be home with my children?) This principle is reflected throughout.
There's also a great chapter in this book on raising frugal children.
I would recommend this book in conjunction with another book called You Can Afford To Stay Home With Your Kids.
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2 of 2 people found the following review helpful
5.0 out of 5 stars Very helpful book June 17 2004
Format:Paperback
I found this book to be helpful when I made the transition to being a sahm. I especially like her kid friendly tips (ideas on how to save on birthday parties, crafts ,etc) and her recipes.
I went ahead and bought Miserly Meals because I liked her recipes that much.
I still use this book as reference at least two times a week.
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3.0 out of 5 stars A very gentle introduction to "thrift" Oct. 23 2003
By Sedim
Format:Paperback
I checked out this book from my local library, and read it all. On the whole, if you are just beginning your journey of thriftiness and cost-cutting, it's not bad. It has some common ideas to get you started, and makes the thought and processes of cutting costs more "palatable" to the average upper-middle class people she aimed it at. But pretty soon, you start thinking "where else can I cut costs in my life? Where else is my hard-earned money being wasted?", and here is where the book stops being useful. At this point, you'll need to move on to some other books, most notably the Tightwad gazette, by Amy Dacyczyn (pronounced "decision"). There are also numerous resources on the Internet.
I would recommend this book to someone just starting out on their journey of thriftiness, or as a gift to a young married couple of middle-to-upper-middle-class background, who have never really had to worry about money before. It would not be very helpful to someone who is already a dedicated and experience cost-cutter/bargain-hunter.
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5.0 out of 5 stars Useful and motivating March 21 2002
By A Customer
Format:Paperback
I was pleasantly surprised by this book. I checked it out from the library thinking it wouldn't be worth purchasing. Some of the ideas are definitely ones anyone who reads about frugality is already going to be familiar with (keeping a price book, buying in bulk, etc.) I've noticed other reviewers comparing it with "The Complete Tightwad Gazette" (basically the bible of frugality and a must have.) But this book is a different philosophy than the CTG. She's not frugal because she loves it and finds it fun, it's strictly a means to an end. Frankly I thought it was pretty motivating. Our family is frugal, but not extreme. I felt I could relate to her. The recipes and resource sections are quite useful. There was some things I didn't agree with (getting rid of her freezer.) Over all I liked the layout of the book. It's simple and easy to understand. I think this would be particulary good for someone new to being frugal. I think the CTG book can be a bit daunting in that respect. I would definitely recommend that anyone considering purchasing it should check it out from the library first.
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5.0 out of 5 stars The most well-used book on my shelf July 28 2003
By A Customer
Format:Paperback
I purchased my first copy of this book in 1998 as a mom attempting to live on my husband's pastor's salary, which was so low, had our children been in school, they would have been given free lunches. With encouragement and kindness, McCoy gives a wealth of ideas for saving money. The recipe section has been used at our house over and over again.(I had to buy another copy as my first one was getting worn!) And the recipes are yummy! This is a great book for those just beginning to stay home as well as for the veteran stay-at-home mom.
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