It's hard to imagine a reader who won't find value in Money 101
, Ellen Roseman's excellent crash course on managing money and making better financial decisions. Roseman has helped consumers protect their interests through her columns in the Toronto Star
for years. In this volume she sets readers on the path to financial stability with advice on shopping for food, choosing a bank, cutting borrowing costs, and buying insurance. "I want you to sense the urgency of getting a handle on your finances," she writes, "even if you're uncomfortable with numbers and never follow the business news." Roseman's "Seven Easy Ways to Save Money" range from making one extra mortgage payment a year to lowering the temperature on the hot water heater. Once readers have a better handle on their spending, Roseman teaches them how to put the cash to use by saving for retirement and investing in stocks, bonds, and mutual funds. Then she provides strategies for protecting those assets. Roseman acknowledges that Money 101
is not always an easy course, but once people achieve tangible results, she says, they will feel confident they have the resources to handle whatever life throws at them. And that's one of the richest rewards of all. --Carolyn Leitch
"Finally! A comprehensive, common-sense look at not only how to invest your money, but, more importantly, how to save it in the first place. Outstanding!"
— David Chilton, Author of The Wealthy Barber
"All the financial basics you need, from one of Canada's most respected money writers. One of the best investments you'll ever make."
— Gordon Pape, Author of 6 Steps to $1 Million and Retiring Wealthy in the 21st Century
"The Swiss Army Knife of financial books. There's savvy, practical advice here on everything from the best deals on banking to finding a financial adviser. Read it and be instantly smarter about personal finance."
— Rob Carrick, The Globe and Mail, and Author of The Online Investor's Companion