Faced with a true financial conundrum, with a mere $30.00 in available credit on my Student Platinum Visa, I chose to purchase Suze Orman's book and settle for a doctored up frozen pizza instead. I made an incredible choice and found myself engulfed in reading a book that seemed to answer ALL of my questions and concerns about my finances wtih REAL SOLUTIONS!
I can remember how intimidated I was at completing my first Federal Student Loan Applications and Pell Grant Requests. I was terrified at the consequences of answering one of those "trick questions" improperly and ending up with little or no financial assistance. Little did I know how easy it was to get loans and to later learn that I could use a portion of the funds for material things that likely were not necessary for the completion of my degree. This is a common mistake that Ms. Orman describes in her book. Again, she turns our anxiety into UNDERSTANDING and helps us to TAKE BACK CONTROL OF OUR MONEY!
The Financial Aid Office was full of credit card offers that seemed almost too good to be true. Within a month I had accumulated 3 credit cards. Could it really be this simple? How could I manage to get extremely high credit limits from banks that knew little or nothing about me? I take full responsibility for overextending myself, but what were they thinking when they offered a Junior College Student a $4000 line of credit, especially when my source of income read "Full Time Student with No Income?"
The job market is quite anemic right now, so I settled for a position that offers great benefits in exchange for a salary that makes flipping burgers appear to look better and better! So much for ranking in the 98th percentile in the field of International Relations! Instead of working abroad, helping to make the world a better place, I'm working for a bank in the collections department for their credit card division. SUZE ADDRESSES SIMILAR ISSUES, ABOUT THE LACK OF JOBS FOR COLLEGE GRADUATES, AND HELPS US TACKLE THIS PROBLEM WITH EASE!
Enough of the negativity as my career is just beginning and I'm being productive and making payments towards the debts I owe. "I Owe, I Owe, So Off to Work I Go...!" This is one of the best books, of this important genre, that I've ever read and been so enlightened by-in every possible way. I finished reading it this evening and had so much energy that I went for a run, focused on her many strategies for making positive changes in my life, and arrived home to sit down and face all of my "Debt Demons" head on. ORMAN REACHES THE HIGHEST LEVEL EVER AND TEACHES US HOW TO RECOVER FROM ANY TEMPORARY BUMP IN THE ROAD!
In the typical financial sense, I might be considered "...Young...and Broke!" But money is only one form of currency in life. It is NOT everything and there are many other important forms of "Currency" in life. I'm blessed with a good amount of spiritual currency and friendship currency-so I'm far from being broke. I'm still Young and, for the first time in a very long time, I feel Fabulous about myself and my future. Orman's book gives each of us every possible tool we need to start saving money AND to help us take action steps to start making positive changes in many aspects of our lives.
For a long time I felt as if I was no longer the conductor of my life. "The Money Book for the Young, Fabulous and Broke" has instilled in me that I AM in control of my life and the outlook of my future is Fabulous.
If any of this makes sense to you, my suggestion is that you either purchase this book or check a copy out at the library. Because the book has so many useful tips and strategies for guaranteed success, you'll probably want to make some notes in your own personal copy.
THIS IS A BOOK THAT IS FULL OF SOLUTIONS. I review books that I think others will either enjoy or benefit from in some way. This is a book for young and old, students and parents of students, educators and financial aid planners. Don't spend another dime on another book that addresses our "Generation Debt" until you give this comprehensive and intelligent book a thorough read.
Good luck to all of you! If I can make it through this financial mess that I have created, so too can the rest of the world. And one day, I'll hear from someone who is seeking a really nice, intelligent, YOUNG and FABULOUS employee for a position in any form of International Relations.
Feel free to contact me, Peter Cannice, of Scottsdale, Arizona, at Horsepete@aol.com for additional comments or a copy of my entensive review.