- Paperback: 368 pages
- Publisher: Chelsea Green; 2 Revised edition (Nov 1 2008)
- Language: English
- ISBN-10: 1603580654
- ISBN-13: 978-1603580656
- Product Dimensions: 22.6 x 15 x 2.5 cm
- Shipping Weight: 567 g
- Average Customer Review: 5.0 out of 5 stars See all reviews (1 customer review)
- Amazon Bestsellers Rank: #244,017 in Books (See Top 100 in Books)
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Most helpful customer reviews
5.0 out of 5 stars
The book that changed my life,
By
This review is from: Mortgage-Free! Innovative Strategies for Debt Free Home Ownership 2nd Edition (Paperback)
This easy-to-read book provides the inspiration and courage needed to take the first steps to freedom, or at least plan your route. For the longest time, I have felt that the frantic pace of the 9 - 5 job just wasn't what human beings were meant to be doing on this planet. It just didn't seem natural, but speaking my thoughts just got me raised eyebrows and strange looks. After reading 'Mortgage Free' I know I'm not nuts or at least not alone in my nutty ideas! Rob Roy's book provides a road map on how to make the transition from your current frantic life to a more meaningful existence. For further inspiration, the book shares several examples of ordinary people who have made this 'crazy' leap and survived just fine. To quell ones fears about owner building, I would suggest the book 'Building Green' by Clarke Snell and Tim Callahan. 'How to survive without a salary' by Charles Long is a good one on rethinking your finances and lifestyle.
Thanks Rob, I have found my mentor!
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Most Helpful Customer Reviews on Amazon.com (beta) Amazon.com:
4.6 out of 5 stars (10 customer reviews) 20 of 21 people found the following review helpful:
5.0 out of 5 stars
DIY: for real.,
By Teacher Mikal "mechanismbusboy" - Published on Amazon.com
This review is from: Mortgage-Free! Innovative Strategies for Debt Free Home Ownership 2nd Edition (Paperback)
Well, I just finished Mortgage Free! and I'm pumped more than ever to build that timber frame in the mountains. I couldn't be a more accurate target audience for author Rob Roy. I'm a late twenties art teacher and woodworker (and ex-carpenter/blacksmith) that perpetually annoys my friends and family with H.D. Thoreau, Wendell Berry, Neil Postman, and E.F. Schumacher passages. I'm married, have a decent "grubstake" (savings for land and house) no children, and limitless energy.
This book is probably the first real estate/building/economic philosophy book that I've read in my short years that truly aligns with my own thinking. It has nothing to do with the TV nonsense of flipping homes, buying and selling foreclosures or short sales to get rich, or how to be a landlord in the city. Its greatest merit is the argument that we can live this life unchained to the typical work-a-day existence of mortgages, corporate ladder climbing and consumer/energy gluttony. This very merit, although a proven path even ten years ago, is untested in our current lousy and price-bloated economy. Roy's main thrust is that we should avoid the death pledge of the mortgage at pretty much any cost-and here I agree. What this book really needs though, (indeed lacks) for me, are tangible case studies and numbers that come even close to the typical prices of anywhere else except the Upstate NY area where the author is familiar. I live in California, but I've also lived in Chicago and Denver. Prices in the West are often ten times the updated prices you find in Mortgage Free! The advantages that couples in the late 60s and early 70s had with open space, low prices, and inheritances, are unknown to me. For the first five years of my working life I made nearly the same wage as my father twenty five years before at the same age... except that everything costs ten, twenty times the prices of his day and the joke of unlimited growth of property values is coming to a rude end. Despite these drawbacks, Mortgage Free! is well worth the money for its honest and sensible approach, clarity and style of the writing, and truthful, enlightened position on energy and economy. My determination to make it to those green mountain pastures in the Sierra Nevada has much deeper roots than this book alone...(and so should yours). So, you should buy Mortgage Free!, read it, and put its good message to work. Thanks Rob. 8 of 8 people found the following review helpful:
4.0 out of 5 stars
Awesome Material!! Highly Recommended subject,
By Gwen "keep thinking" - Published on Amazon.com
This review is from: Mortgage-Free! Innovative Strategies for Debt Free Home Ownership 2nd Edition (Paperback)
This book is Wonderful in Many many respects and I Highly recommend it because to me the subject matter is indispensable. He's complete, thorough, etc. The one thing he is Not is concise. Great, great material and very well covered - but be prepared for a read that is occasionally tedious. I read through it anyway :) Also, be prepared for the discussion of a few other odd topics. He talks about salary free living, college, etc. Most of it's logical; such as going to college only if you have a career picked and must have the degree for it. College is Wonderful - but if you don't know what to do, wait. This is the sort of thing that he spends long paragraphs on. Again - good read; totally worthwhile. Just be prepared. His information is solid and useful. He covers the whole process and what to expect as you go. He discusses adaptations for individuals. He even helps you decide if it's right for you at all, and openly admits that in some situations it's not. In most situations it is the best way to go about home ownership - but if you're 2years from retirement and finishing your mortgage at the same time... or if you have a spouse that will leave if you live in a temporary shelter for a couple years while you build, etc. He gives reasonable ways to decide if this fits you and your family, and if so how to make the adaptations needed to fit it to your life. Good luck :)
7 of 8 people found the following review helpful:
5.0 out of 5 stars
A guide to breaking free of the bank's grasp on one's finances,
By Midwest Book Review - Published on Amazon.com
This review is from: Mortgage-Free! Innovative Strategies for Debt Free Home Ownership 2nd Edition (Paperback)
When five or six or even more figures in debt, getting out of it seems impossible. "Mortgage Free!: Innovative Strategies for Debt-Free Home Ownership" is a guide to breaking free of the bank's grasp on one's finances, and conquering a plaguing mortgage that all too often dominates an American's life. Rob Roy has a huge selection of tips and advice for digging one's way out of debt, outlining what's truly necessary in one's life, smart shopping in the homeowner's market, planning for the long term, and so much more. Anyone plotting buying a home needs "Mortgage Free!".
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