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Product Description
Product Description
"For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If you’ve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, you’ll finally see some light through the haze." - MorningstarAdvisor.com
Life insurance doesn't have to be complex or intimidating. Ben Baldwin's completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of "immediate annuities."
Book Info
In the original 1988 edition of The Life Insurance Investment Advisor, Chapter 1 began, stating "The financial services businesses have been revolutionized..." Read the first page
Concordance
Front Cover | Copyright | Table of Contents | Excerpt | Index | Back Cover
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Most helpful customer reviews
2 of 2 people found the following review helpful
2.0 out of 5 stars
Decent,
By "jlpritchard2" (Texas) - See all my reviews
This review is from: New Life Insurance Investment Advisor: Achieving Financial Security for You and your Family Through Today's Insurance Products (Hardcover)
Although Mr. Baldwin did a nice job explaining the various insurance products, he came across as too much of a salesman.I also found a portion of what he said to be misleading. He talks about how if a person is happy paying their premiums (and expenses) with after-tax dollars, then term insurance is good for them. He then states that by using a VUL product, a person can pay their fees with before-tax dollars. This is misleading in that the premium you pay to the insurance company IS AFTER TAX! The best thing to keep in mind while reading this book is that Ben Baldwin is an insurance salesman!
2 of 3 people found the following review helpful
2.0 out of 5 stars
Not what I was expecting, too biased,
By A Customer
This review is from: New Life Insurance Investment Advisor: Achieving Financial Security for You and your Family Through Today's Insurance Products (Hardcover)
If you're looking for an objective presentation of life insurance choices, this is NOT the book. This is biased towards Variable Univeral Life. I'm returning this book.
1 of 1 people found the following review helpful
5.0 out of 5 stars
powerful info!!!,
By A Customer
This review is from: New Life Insurance Investment Advisor: Achieving Financial Security for You and your Family Through Today's Insurance Products (Hardcover)
This is a wonderfull consumer friendly book! It puts in english all the information on the various types of insurance.It dispells many of the mis-conceptions regarding variable universal life. Refering to it as the swiss army knife of financial products sums it up!!! Mr. Baldwin is an extremely respected person in the planning community-- this books is well worth reading for anyone!!!
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