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PensionizeTM Verb. 1. To convert money into income you can't outlive. 2. To create your own personal pension, a monthly income that lasts for the rest of your natural life.
With the subpar performance of the markets, record-high personal debt levels, and shockingly low savings rates, it's clear that many Canadians expecting to retire in the next decade simply don't have a sufficient nest egg to ensure a worry-free retirement. Making matters worse, only about one-third of Canadians currently belong to a formal, or registered, pension plan; and even a large number of that "lucky third" will not retire with a guaranteed pension income.
If you no longer have the time to wait and hope for your traditional investments to pay off, the answer is to "pensionize your nest egg" using the new technique of product allocation set out in this book. Pensionize Your Nest Egg explains how to
MOSHE A. MILESKY, Ph.D., is an author, researcher and professor at York University in Toronto, Canada.
ALEXANDRA C. MACQUEEN is a Certified Financial Planner professional who works as a project manager at The QWeMA Group in Toronto, Canada.
I thought the book was well written although maybe a little too long for the topic covered. I will keep it around.Published on April 4 2013 by Richard P
I undertook reading this book to assess whether the sort of G.L.W.B. (guaranteed lifetime withdrawal benefit) plan that my financial advisor (with Investors Group of Canada) has... Read morePublished on Oct. 12 2011 by Gerald Parker
This book presents topics which are good for thought, but it seems too heavy on the theoretical and does not really address the actualities of applying the principles to real life. Read morePublished on Aug. 23 2011 by Ready for Retirement