Quicken is a terrible program for most users. Most people need a simple, reliable, easy to use program that will keep track of personal expenses so that they can balance their check books and pay their taxes. Quicken does not meet those needs because it tries to do too much. Quicken is not simple, it is not reliable and it is not easy to use. It is bulky, clunky and full of features which almost no one wants or needs, and which only get in the way. Several new versions of Quicken are released each year, for no reason other than to give Intuit something new to sell. And, if you upgrade, good luck getting your old file transferred into the newer version. I would gladly switch to another program, but for the fact that my information is already in Quicken and transferring that information would be somewhat difficult. And, in the end, Quicken does what it is designed to do. It just does not do it very well.