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Rock, Brock, and the Savings Shock [Hardcover]

Sheila Bair

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Book Description

March 15 2006 Way I Act
Rock and Brock may be twins, but they are as different as two twins can be. One day, their grandpa offers them a plan-for ten straight weeks on Saturday he will give them each one dollar. But there is a catch! "Listen now, for here's the trick, each buck you save, I'll match it quick. But spend it, there's no extra dough, so save your cash, and watch it grow." Rock is excited-there are all sorts of things he can buy for one dollar! So each week he spends his money on something different-an inflatable moose head, green hair goo, white peppermint wax fangs. But while Rock is spending his money, Brock is saving his. And each week when Rock gets just one dollar, Brock's savings get matched. By the end of summer, Brock has five hundred and twelve dollars, while Rock has none. When Rock sees what his brother has saved, he realizes he has made a mistake. But Brock shows him that it is never too late to start saving.

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Product Description

From School Library Journal

Grade 3-5–Twin brothers are very different, especially in the way that they deal with money: Rock is a spender and Brock is a saver. Their grandfather hires them to do chores and then encourages them to save by matching the total amount of money that they have accumulated from their pay each week. Brock manages to amass $512 in 10 weeks, while Rock spends his money as soon as he earns it, purchasing a fanciful array of toys, gum, and yard-sale items, all of which are comically depicted in the bright cartoon illustrations. Ultimately, Brock uses his proceeds to buy a fancy telescope and some gifts for family members, generously putting his remaining $50 dollars into a joint savings account that he shares with his brother. Evidently Rock learned his lesson as the tale ends with the twins in their old age as millionaires. A section entitled Do the Math contains charts showing the cash accumulation and what would have happened if Brock had spent some money during the 10 weeks. An explanation of compound interest and advice about saving are included. While the rhyming text has some awkward passages, this picture book is a good way to examine the issue of saving vs. spending.–Erlene Bishop Killeen, Fox Prairie Elementary School, Stoughton, WI
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.

Review

"An explanation of compound interest and advice about saving are included."

School Library Journal


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Most Helpful Customer Reviews on Amazon.com (beta)
Amazon.com: 4.2 out of 5 stars  13 reviews
35 of 35 people found the following review helpful
5.0 out of 5 stars Great Surprise! Nov. 26 2006
By Lori Ruegsegger - Published on Amazon.com
Format:Hardcover
I bought this as a baby shower gift for a friend whose boy baby name is Brock. I wasn't thinking too much of it from what I saw, but when I got it I was pleasantly surprised. It is a great rhyming tale of two twins, and how one saves while the other spends. Really cute! I especially liked how the last two pages give a comparison of how money compounds and gives advice to kids on how to save. As a parent and a teacher, I highly recommend this book to share with children to teach monetary values!
11 of 11 people found the following review helpful
5.0 out of 5 stars Rutgers University Project on Economics and Children Nov. 5 2008
By Yana V. Rodgers - Published on Amazon.com
Format:Hardcover
Twin brothers Rock and Brock had adopted very different lifestyle habits, with Rock favoring a healthy and disciplined approach, while Brock preferred junk food and less structure. However, when it came to money, Rock could not resist spending every dime that came his way on new toys and gizmos, while Brock had an uncanny ability to save. Both brothers learned an important lesson when their grandpa gave them a dollar and said that for the next ten weeks, he would double the total that each brother was able to save. While Rock squandered his money, Brock's money grew to a crateful of cash.

With its bright, humorous illustrations, this important book adds some fun to the business of saving money. The straightforward story line teaches younger children how money can grow through a savings plan, while the notes in the back offer more sophisticated explanations of banking and compound interest. The author, one of the most influential women in the world of finance, successfully translates some economic fundamentals into a story that children will appreciate and enjoy.
7 of 7 people found the following review helpful
5.0 out of 5 stars "I want" vs. I need" March 29 2009
By Grandma Sue - Published on Amazon.com
Format:Hardcover
I bought 3 copies of this book one for each household of grandchildren ages 3-6. I thought the lesson of saving and spending were well illustrated in colors and text. I don't know if the grandchildren understood the charts at the back of the book but they, especially the 6 year-olds, grasped the lesson of spending foolishly versus spending wisely and saving.
5 of 5 people found the following review helpful
5.0 out of 5 stars Rock, Brock and the Savings Shock Rocks! April 2 2009
By Pamela Saputo - Published on Amazon.com
Format:Hardcover
This book is very entertaining and very educational at the same time. My five year old daughter loves it! She wants me to read it to her over and over again. It also encouraged her to save whatever money she gets or finds.
4 of 4 people found the following review helpful
5.0 out of 5 stars Great book for teaching financial basics! Oct. 18 2011
By SuperMOM - Published on Amazon.com
Format:Hardcover|Verified Purchase
As a 20 year financial services veteran, I have a passion for teaching the next generation basic concepts about money. I have seen far too many adults who lack the skills needed to make good financial decisions (I really shouldn't complain as this is how I earn a living). Many of them tell me that if they had learned the basics of needs vs wants, setting goals, budgeting etc. at an early age, they could have avoided many costly mistakes.
This book provides a great opportunity to discuss these basics with elementary age children in a fun and sing-song way. The story's rhyming really catches and keeps the attention of the reader(s).

I use this book in my financial literacy workshops that I provide for Kindergartners through 3rd/4th grade and the kids love it! They always want to see the book after class and the parents always ask me where I bought it.

I highly recommend this for any educator, parent or grandparent (although I do recommend additional discussions and worksheets to drive the concepts home).
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