- Get a $75 Amazon.ca Gift Certificate after your first purchase.*
- 1.99% introductory interest rate on cash advances and balance transfers for the first 6 months.
- Earn cash back on everyday spending.
- 4% cash back on eligible gas station and grocery store purchases.
- 2% cash back on drug store purchases and recurring bills.
- 1% cash back on all other eligible purchases.
|
||||||||||
|
||||||||||
|
||||||||||
You will be taken to a credit card application on the bank's website.
|
| ||
|
|
Find the credit card that’s right for you from Canada's major banks. Receive a bonus Amazon.ca Gift Certificate from banks when you apply for an eligible credit card from Amazon.ca. Learn more |
Sign-Up Offer
- $75 Amazon.ca Gift Certificate after your first purchase.*
- 1.99% introductory interest rate on cash advances and balance transfers for the first 6 months.
Benefits
- 4% on eligible gas station and grocery store purchases.
- 2% on drug store purchases and recurring bills.
- 1% cash back on all other eligible purchases.
- VISA Infinite Complimentary Concierge Service - available 24/7.
- Access to VISA Infinite Luxury Hotel Collection.
- VISA Infinite Dining Series - Unique dining experiences in some of Canada's top restaurants.
- Special access to unique offers and experiences.
- Rental car collision insurance.
- Purchase security and extended warranty protection.
Product Description
| Annual Percentage Rate | |
|---|---|
| Purchase APR | 19.99% |
| Balance Transfer APR | 21.99% |
| Cash Advance APR | 21.99% |
| Fees | |
| Annual Fee | $99 |
| Cash Advance Fee | $2.50 ($5 outside Canada) |
| Dishonored Cheque Fee | $42.50 |
| Over the Credit Limit Fee | $25 |
| Foreign Transaction Fee | 2.5% |
| Other Information | |
| Rewards Type | Cash Back |
| Issuer | Scotiabank |
| Network | Visa |
| Minimum Income | Minimum $60,000 Personal Income, or $100,000 Household Income |
The information provided is for summary purposes only and at the time of posting is believed to be accurate. When you click on the Apply Now button you can review the credit card terms and conditions on the issuer's web site. Amazon is not a financial service provider and does not have any information in respect of your financial situation, your credit history or your suitability for any credit card. Please review the terms and conditions of each credit card carefully to determine what is best suited for you and your financial circumstances.
Customer Reviews
|
Share your thoughts with other customers:
|
||||||||||||||||||||||
|
Most helpful customer reviews
15 of 15 people found the following review helpful:
3.0 out of 5 stars
Good, but not the best,
By Mickey Moose "mm moose" (Kingston, Canada) - See all my reviews
This review is from: Scotia Momentum VISA Infinite card
After years of being gouged, I've become a big believer that credit card companies should be paying you for your business instead of the other way around. So when I heard that there was a new King of Cash Back Credit Cards I got very excited.My current cash back card is the MBNA Smart Cash Mastercard; at 3% back on gas and groceries and 1% back on everything else it doesn't seem to compare favorably to the Scotia Momentum Infinite, but the kicker is the annual fee: MBNA doesn't have one. For me, with annual spending of around $17k on my card, the extra 1% in a couple of spending categories would not make up for the $99 fee. If it was a $50 fee it would be very close. Take a close look at your spending levels before making a decision, that fee on the Momentum would require an additional $10,000 in expenditures before it became worth it.
3 of 4 people found the following review helpful:
5.0 out of 5 stars
2nd Best Credit Card in Canada,
This review is from: Scotia Momentum VISA Infinite card
Each consumer has different needs, but for those people who is willing to entertain the concept of cashback.
This is the best Cashback credit card you could possibly have. In my opinion, a person who says this card is garbage. Do not believe; there could only be 3 reasons for them to say that: 1.) They do not know what they are talking about. 2.) Their application for this card got rejected. 3.) They do not know how to use this card. Visit Scotiabank website: [...] to play around on each card. *By the way, I do not work with Scotiabank. I have this card and it blown me away with how much cashback I earned-i like it. Compare your current credit card then inquire to them directly if you're in doubt of the reviews. *
Share your thoughts with other customers: Create your own review
|
|
