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Product Description
Amazon.ca
Bach acknowledges that life's tribulations can be difficult. But he points out that it's still worth the effort to try to overcome those challenges: "It takes just as much effort to have a 'bad life,' in which you don't get what you want, as it does to have a 'good life,' where you do. So, given the choice, why not go for the good life?" Bach's style is conversational and his text comes alive with anecdotes about couples who have transformed their lives. Many who read it are likely to find the tools and inspiration to do the same. --Carolyn Leitch
From Publishers Weekly
Copyright 2001 Cahners Business Information, Inc.
--This text refers to the Hardcover edition.
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Most helpful customer reviews
11 of 11 people found the following review helpful:
4.0 out of 5 stars
Good for what it does,
By Katrina O (Saskatchewan Canada) - See all my reviews
This review is from: Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner [CANADIAN EDITION] (Paperback)
This book is aimed at those who have no financial knowledge, are overwhelmed by it all, or who do not talk with their partner about finances. It does not go in depth, but provides the good, solid, timeless basics. There's nothing new under the sun between the covers. People with more knowledge of finances may find the book a bit simplistic in some descriptions, or the peppy tone mildly annoying -- I kept wanting to see the "meat" of the book.BUT. This book's primary goal is to get couples talking together about their money. It got my husband, who for all his life has steadfastly ignored finances, to actually understand and care about RRSPs, disability insurance, emergency funds, and saving for our dreams. It encouraged him to take a part in our financial future, and to set goals and look for ways to achieve them. For this reason, the book has proved invaluable. There are other, more in-depth books out there that provide a plethora of specific information, but for the couple just starting out, this book is where to start. It's easy to read, easy to do (the steps are so small and simple you feel guilty for NOT doing them), and brings partners together to discuss a topic that normally divides them. Make no mistake, you will eventually move on from this book into deeper and grittier territory. But it's not a bad place to start. It's an excellent motivator! My only complaint about the book is that it seems to be aimed at couples in their thirties or later who already have a moderate income. As a couple in our early to mid twenties and as (debt-free) students, we are already quite frugal, both in income and cash spent. This makes some parts of the book are harder to relate to than they would be otherwise. We would be extremely grateful if someone could recommend to us a book aimed more specifically at our demographic.
11 of 13 people found the following review helpful:
2.0 out of 5 stars
Unrealistic advice,
By Barry H. (West Virginia) - See all my reviews
This review is from: Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner (Paperback)
I have to admit, the many 5-star ratings here for this book puzzle me. The best I can figure is that they come from a bunch of people like the (supposedly real) financial dum-dums in chapter 4, who found they were spending $85.75 PER DAY on double nonfat lattes, muffins, candy, video rentals, and take-out dinners. If you have that kind of money to throw around, then you can probably use the advice that David Bach offers in this book. (Or call me, and I'll charge you HALF the price of the book for some really helpful financial advice over the phone!)But if you already are USING YOUR HEAD on where your money goes, but STILL find yourself living from paycheck to paycheck (like my family, and I suspect many others), then this book will only frustrate you. If we did everything Bach says we "MUST" do, I'd have about $200 left for paying the bills each month. Yeah, thanks for the advice, Mr Bach. I'm afraid water and electricity and mortgage comes before maxing out my 401K AND setting aside a cushion of 3-months worth of cash AND buying disability insurance AND then some long-term care coverage AND "sweeping at least 3 percent of my take-home pay into my 'dream basket.' (And, yes, the list goes on.) Wish I could. Maybe someday.
3 of 3 people found the following review helpful:
4.0 out of 5 stars
Practical advice for couples starting their financial future,
This review is from: Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner (Hardcover)
Bach has written a nine-step plan for couples that should not be overlooked by any couple doing financial planning. The book is written on two premises: (1) that the issue of finances cause couples the most stress of any issue in a relationship; and (2) everyone can become wealthy, no matter how much you currently make. The nine steps walk you through what you need to do to set up emergency reserves, and start investing, so that you can retire a millionaire. His plan is not revolutionary - it is essentially the same mantra of dollar cost averaging, invest in mutual funds, and invest at least something on a regular basis. But Bach adds a new spin by gearing his book to couples, and encouraging people to do financial planning with their partner, rather than independently. This is not a hard book to read or understand, and it is a relatively quick read. People who have read other books in this genre will recognize the theories and themes, but I think you will find that Bach adds enough new information and new slant on old ideas that you will learn from and enjoy this book.
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