The Psychology of Wealth and over one million other books are available for Amazon Kindle. Learn more

Vous voulez voir cette page en français ? Cliquez ici.

Sign in to turn on 1-Click ordering.
Amazon Prime Free Trial required. Sign up when you check out. Learn More
More Buying Choices
Have one to sell? Sell yours here
Start reading The Psychology of Wealth on your Kindle in under a minute.

Don't have a Kindle? Get your Kindle here, or download a FREE Kindle Reading App.

The Psychology of Wealth: Understand Your Relationship with Money and Achieve Prosperity [Hardcover]

Charles Richards

List Price: CDN$ 28.95
Price: CDN$ 18.14 & FREE Shipping on orders over CDN$ 25. Details
You Save: CDN$ 10.81 (37%)
o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o
Only 1 left in stock (more on the way).
Ships from and sold by Gift-wrap available.
Want it delivered Tuesday, August 26? Choose One-Day Shipping at checkout.


Amazon Price New from Used from
Kindle Edition CDN $15.41  
Hardcover CDN $18.14  
Save Up to 90% on Textbooks
Hit the books in's Textbook Store and save up to 90% on used textbooks and 35% on new textbooks. Learn more.

Book Description

Jan. 10 2012

The New York Times and Wall Street Journal bestseller!

The Psychology of Wealth is a pertinent and comprehensive overview of the skills and mindset necessary for success. Prosperity can be achieved by anyone, and Dr. Richards shows the way.”
—Donald J. Trump

“What’s in your head determines what’s in your wallet. Dr. Richards gives you the mental hard-drive upgrade you need to finally achieve the greater prosperity and success you desire.”
—Darren Hardy, Publisher, SUCCESS magazine

“Dr. Richards shakes up our preconceptions about wealth by examining the psychological aspects of how we relate to money. When you understand the real sources of wealth in your life, you’ll find it much easier to achieve a more prosperous and happy life.”
—Jordan E. Goodman, America’s Money Answers Man at and Author of Master Your Money Type

“This might be one of the most important books you’ll ever read. If you feel like your life has been stuck in neutral—or even worse, put in reverse—Dr. Richards will set you on a clear path to success.”
—Barnet Bain, Producer, What Dreams May Come

About the Book:

Why do some people feel a perpetual state of lack and fear about money, while others feel genuinely prosperous, regardless of the size of their bank accounts? Why do some people shudder with dread when it comes to setting financial goals, while others embrace it with enthusiasm and confidence?

What makes the difference? Could it be in their relationship with money itself?

People who enjoy a healthy relationship with money share common habits and traits. So, how do they think, and what do they do differently? Are these behaviors hardwired in an individual’s psyche, or can they be learned?

In this provocative book, psychotherapist Dr. Charles Richards provides unexpected and encouraging answers to these questions. Based on his research and expert interviews, Dr. Richards shows how each of us can develop a thriving relationship with money and create a rich and rewarding life.

A t the book’s heart are the stories of people who have faced adversity with courage and created extraordinary lives. Their accounts—along with Dr. Richards’ interviews with finance professors, legislators, entrepreneurs, and mavens of success—pave a path to a brighter future for us all.

Today we live in a trying economic environment. Every day, popular financial advisors exhort us to hunker down, play it safe, and protect ourselves from an uncertain future. To the voices who promote fear and doubt, Dr. Richards answers with balance, wisdom, and optimism.

The Psychology of Wealth is for anyone interested in succeeding personally or professionally, and in achieving true prosperity. It offers golden steps on the path to a better life.

Product Details

  • Hardcover: 256 pages
  • Publisher: McGraw-Hill; 1 edition (Jan. 10 2012)
  • Language: English
  • ISBN-10: 0071789294
  • ISBN-13: 978-0071789295
  • Product Dimensions: 23.1 x 15.5 x 2.8 cm
  • Shipping Weight: 499 g
  • Amazon Bestsellers Rank: #329,702 in Books (See Top 100 in Books)

Product Description

About the Author

Charles Richards, Ph.D., is a Doctor of Clinical Psychology, author, and licensed psychotherapist in private practice. He has trained and coached the senior executives of many Fortune 100 corporations, including General Motors, IBM, Apple, Motorola, SAP, Qualcomm, Whirlpool, Honda, and Sony.

Inside This Book (Learn More)
Browse Sample Pages
Front Cover | Copyright | Table of Contents | Excerpt | Index
Search inside this book:

Customer Reviews

There are no customer reviews yet on
5 star
4 star
3 star
2 star
1 star
Most Helpful Customer Reviews on (beta) 3.7 out of 5 stars  20 reviews
53 of 58 people found the following review helpful
4.0 out of 5 stars Take Control of Your Life Jan. 17 2012
By Foodie Designer - Published on
I accepted an advanced copy of this book to help me understand why so many people are terrible with their money.

The Psychology of Wealth by psychotherapist Charles Richards attempts to explain how, through consciously understanding our relationship with money, we can become prosperous. This book is written from a psychologist's point of view and puts change in ones behavior squarely on the individual.

Richards defines the psychology of wealth as a sense of comfort and control in ones relationship with money. How individuals spend/borrow money is a complex issue and is a result of many factors...this book illustrates how to become conscious of your spending/borrowing habits and to act accordingly.

It was the 2008 economic crises that got the author thinking about money...he interviewed many successful people in different careers to help him understand what common qualities prosperous people possess. People who possess the "Psychology of Wealth" have the following attributes:
Self esteem

Furthermore, Richards blames "unconscious spending" and behaving inconsistently for getting so many people in trouble financially.

The answer, according to Richards, is that healthy people deal with money consciously. They take responsibility for their spending. (This means that back a decade or so ago, when almost anyone could get a mortgage, the responsible person would say "no" if they couldn't afford it.)

Responsible people, in short, are adults taking charge of their lives. They educate themselves and understand what they can or cannot afford.

Pretty simple stuff...but it all makes sense. In my experience with people who spend more than they can afford, they do so because they feel "entitled."

The whole issue of being "conscious" of what you are spending makes does the concept of being conscious in order to add prosperity into your life. With all the stimulus surrounding our hectic lives, being conscious of anything can be difficult. That said, I have helped my clients who want to change something in their lives--from finding love to wealth--with simple Feng Shui. The book I always recommend is HARMONIOUS ENVIRONMENT: BEAUTIFY, DETOXIFY & ENERGIZE YOUR LIFE, YOUR HOME & YOUR PLANET because it simply describes how to use a couple of objects to HELP you be conscious of bringing into your life what you desire.

16 of 17 people found the following review helpful
4.0 out of 5 stars Interesting but not what the title promised Jan. 30 2012
By Dr. Cathy Goodwin - Published on
I read a review copy of Psychology of Wealth, with he request to review honestly. The book's title holds a promise to talk about the psychology of wealth and the author is a psychotherapist with a PhD. Therefore, I anticipated a framework based on psychology.

If you define "psychology" loosely, the book delivers. It's an easy read, more like a Readers Digest collection than a book about psychology. The cover promises, "Understand your relationship with money and achieve prosperity."

The book consists of a series of stories about real people who achieved if not wealth, then a trip out of poverty. The stories are loosely tied to principles that are somewhat New-Age-y, such as the importance of service in wealth creation. "Self-esteem" has become a controversial concept, yet the author simply introduces the idea.

On the plus side, a series of success stories can be inspirational and certainly fun to read. On the other hand, it's hard to draw lessons or achieve greater understanding. We know we are given a condensed, upbeat version, so it's hard to view them as case studies. Moreover, it's easy to pick the stories apart. Did these people have some qualities that brought them success or were they just lucky? Without a more scientific approach, we won't know.

To take just one example; on page 163, Richards tells the story of "Deidra," a teacher who was down to her last five dollars before her next paycheck. (Was her check due the next day? In two weeks? We aren't told.) Deidra gave her last five dollars to a raffle for a charity. She won the raffle, getting something she'd always wanted: a ride in a hot air balloon.

I'm reminded of the story (which may be legendary) of Fedex's founder Fred Smith, who earned funds to make payroll by gambling in Las Vegas when the company was new. Like Deidra's story, we can admire, but it's hard to know what to take away.

What if Deidra had spent her last five dollars on a special treat for herself? Why is she livig from paycheck to paycheck with no savings? The story's lesson seems to come right from the New Age: "The psychology of wealth requires trusting that no matter what happens we will have enough." (p. 163).

To be sure, some advice draws on common sense, and often this advice will be useful. For instance,on page 220, the author writes, "Take advantage of what is available now ... Just keep moving in the right direction." That's what I advise career changers myself. However, I'd like to see more of a rationale and clearer examples.

If I wanted to be picky (and sometimes I guess I am), I would say that psychology doesn't require anything; it's a field of study and work that's science-based. It's not unreasonable to ask for a more scientific approach; I've seen academic research articles describing the influence of serendipity on careers! Some of this research could be applied here.

That's my ultimate source of dissatisfaction. If this book had been written by a life coach, with a title like, "Think your way to wealth," I probably wouldn't have chosen to read it; if I did, I'd be less critical. However, when a psychotherapist writes a book with the title "Psychology of Wealth," a reader's expectations will be different. Surely the author has learned a great deal from his clinical practice. Surely he's got some thoughtful conclusions about why some people seem to attract wealth and some are always broke.
35 of 42 people found the following review helpful
5.0 out of 5 stars Must- have money book Jan. 17 2012
By Mutlu Kilciler - Published on
This is best money management book as I have ever read until now.I finished it cover to cover without breathing today.There are lots of good stories in it.If anyone wants to know how we came to the these days he/she must read it.There are lots of advices in it. Highly recommended book.
9 of 9 people found the following review helpful
3.0 out of 5 stars Wealth is about much more than money Jan. 31 2012
By Norman Reiss - Published on
For those of us who still think wealth is mostly about money and possessions, Charles Richards offers a very different perspective. Many of the ideas I've heard elsewhere, such as:

1. how life doesn't always get better once you attain a certain income level (often it gets worse)
2. how having self esteem will make you feel rich
3. why passion for your work is critical in achieving true wealth
4. we don't choose what happens to us in life, but we do choose how we choose to respond
5. trusting that we will have enough, no matter what
6. why giving to others makes us feel wealthy
7. having a 'conscious' approach to managing your finances and debt
8. being thankful for what you already have

Even though many of us will recognize these tips, this book provides a useful reminder that there's a lot more to wealth than how much you can earn or can afford to buy.
32 of 43 people found the following review helpful
2.0 out of 5 stars Facile Jan. 21 2012
By Roland Diehl - Published on
What sounds at the outset to be a scholarly treatise on the dynamics behind of wealth and it's relation to self-esteem unfortunately turns out to be corporate "speaker-for-hire" cheerleading session. Although it is true that success and failure are modulated by personal factors, attitudes and self esteem, placing the entire blame on the individual without context to social and political climate is facile and leaves a lot out of the equation. Now a days, We put an irrational demand on conspicuous consumption and status as a means to an end. Stating that the individual should know better on how they spend their money, whether it is buying a house they cannot afford, or having to look live a Kardashian life style, misses an important point; Modern consumerism and credit availability make it too easy promise a false sense of self-esteem in the process. As long as we are being blasted with ads from all directions that create an unnecessary sense of envy, we cannot be truly conscious of our spending. Blaming the individual solely for lack of economic success is a dangerous path to go down both politically and culturally. Quoting people like Thoreau out of context is laughable. Most psychologists would agree that personal happiness more complex that what Dr Richards proposes.

Look for similar items by category