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The Total Money Makeover: A Proven Plan For Financial Fitness (Hardcover)

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Les d�tails du produit

Hardcover: 272 pages
�diteur: Thomas Nelson Publishers-Business; Revised Edition �dition (F�v 15 2007)
Langue: English
ISBN-10: 0785289089
ISBN-13: 978-0785289081
Product Dimensions: 23,4 x 19 x 2,5 cm
Poids d'exp�dition : 749 g

�valuation du client type : 4.3�toiles sur 5 Voir tous les commentaires (39 �valuations de client)

Classement des ventes Amazon.ca: 2,367 Books

Articles tr�s demand�s dans ces cat�gories :

#2 dans	Books > Business & Investing > Personal Finance > Credit Ratings & Repair
#5 dans	Books > Business & Investing > Personal Finance > Budgeting & Money Management
#6 dans	Books > Business & Investing > Finance

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Descriptions du produit

From Publishers Weekly

Radio talk-show host and bestselling author Ramsey (Financial Peace) is less a financial analyst and more of a preacher, which explains both his popularity and the appeal of this book, which just might gain a wide audience. The bedrock of his system is simple: work hard, pay what you owe and stay out of debt. His main commandment is "Pay cash." He first exhorts the reader to take "baby steps," which are designed to build on each other: first, save $1,000 as an emergency fund; then, pay off all debts from smallest to largest; save a larger three-to-six-month emergency fund; finally, start to save for college and pay off your home mortgage. Ramsey understands the difficulty in putting these steps into action, and therefore packs his book with personal testimonials from everyday people who have used his system and have become debt free, with obvious struggles. The key is what Ramsey calls "Gazelle intensity," which is to live a financial life the way a gazelle saves itself from an attacking cheetah-"outmaneuver the enemy and run for your life." While Ramsey provides some helpful charts and graphs so readers can keep track of their efforts to follow his steps, the strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm.
Copyright 2003 Reed Business Information, Inc. --Ce texte provient d'une �dition qui n'est plus publi�e ou qui est non diponible.

From Booklist

"Winning at money is 80 percent behavior and 20 percent head knowledge." So states Ramsey, author and radio show host, offering a comprehensive plan to get out of debt and achieve financial fitness. Our current financial position represents the sum total of the decisions we've made to this point, he tells us, and we must take personal responsibility for our financial problems. His seven-step plan includes paying off all debts except the home mortgage at an accelerated speed, creating a financial safety net that covers three to six months' expenses, investing 15 percent of income in a retirement fund, and saving for children's college expenses. He effectively shows how regular people can rid themselves of debt and grow their wealth using current income. While many of Ramsey's concepts are not new, his simple approach and client testimonials will resonate with a broad range of library patrons. This is important information in a society buried in debt, with unprecedented numbers of people facing bankruptcy. Mary Whaley
Copyright © American Library Association. All rights reserved --Ce texte provient d'une �dition qui n'est plus publi�e ou qui est non diponible.

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	87% buy the item featured on this page: The Total Money Makeover: A Proven Plan For Financial Fitness 4.3�toiles sur 5 (39) CDN$ 19.52
	5% buy The Total Money Makeover Workbook: A Proven Plan for Financial Fitness 5.0�toiles sur 5 (1) CDN$ 15.96
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L'avis des consommateurs

39 �valuations

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Commentaires client les plus utiles

5.0�toiles sur 5 Great read! Awesome book!, Juil 9 2004

Par	Drew Kuespert (Fremont, IN (by Michigan & Ohio)) - Voir tous mes commentaires

This review is from: The Total Money Makeover: A Proven Plan For Financial Fitness (Hardcover)

I'd never heard of Dave Ramsey until about 6 months ago when my mentor suggested I read his book. I found out later that he also had a radio show. I know, I know...I live under a rock. :) (We don't have a local affiliate where I live that carries his show.)

Anyway, this book gets you to think, which is the most important thing that it does. Does it give all of the most intricate details? Not always, but it doesn't need to. If you can't make your mortgage payment this month and don't have food on the table, do you really care about the intricacies of the ROI of a particular mutual fund? Hell, no!

The most important thing this book does is give you belief. He MAKES the reader analyze their situation and does a darn good job of it. The stories of success written by Dave's faithful listeners are what solidifies this book, not just Dave's messages. I know I would not be as read to commit to fixing my own problems if it wasn't for these stories. They are key...injections of belief.

God Bless Dave Ramsey and his audience for this great read. I'm re-working our budget right now! :)

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5.0�toiles sur 5 It Works!! We Tested It!!, Jui 11 2004

Par	Manuel Hernandez (Shavertown, Pa.) - Voir tous mes commentaires

This review is from: The Total Money Makeover: A Proven Plan For Financial Fitness (Hardcover)

There are so many books on being financially set that you wonder if there can be another book that has the right principles. Almost like all those diet books out there.

I needed some help and knew of 10 other families in need of help also. So we gathered together and did a course of study using this book as our main textbook. The results???

EVERY family is doing much better financially 4 months after completion of our studies. I am referring to 10 different families with 10 different backgrounds!!!

My statement is that if it can work for this group there is no reason why it cannot work for you. The principles are simple to understand and therefore to follow. The key is learning how to really do a monthly budget with enough room to flow without choking through the month.

IT WORKS!!!!

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5.0�toiles sur 5 Get Back On The Right Track Financially, Jui 2 2004

Par	Dan Blankenship "Author of THE RUNNING GIRL" (Lowell, IN USA) - Voir tous mes commentaires

This review is from: The Total Money Makeover: A Proven Plan For Financial Fitness (Hardcover)

This book can definitely change lives. Dave Ramsey provides a step by step "real life" approach to tackling your financial woes. I can't say enough good things about this book.

Are you sick of living paycheck to paycheck?

Are you tired of worrying about your retirement funds?

Are you in a financial mess?

If you answered yes to any of these questions, you need Dave Ramsey's "The Total Money Makeover". It is a great read. It has helped my family immensely; though we need to concentrate a little more in certain areas.

This book can teach you how to become debt-free in three to four years of sincere effort.

Well, what are you waiting for? Click the "BUY" button. It may be the best move you've ever made.

See ya next review.
www.therunninggirl.com

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› Lire les 39 commentaires des internautes

Commentaires client les plus r�cents

5.0�toiles sur 5 This is truly a life-changing book.
Wow! What a life-changing book. Dave Ramsey hit the nail right on the head. Getting out of debt and building wealth requires more than knowledge of what we need to do with our... Read more

Publi� le Avril 22 2004 par Robert Wynkoop

5.0�toiles sur 5 Good Points, Direct and I figure a lot won't like it.
I never heard of Mr.Ramsey before. I found this book at the library and read it. It is a quick read once you decide to skip all the testimonials. Read more

Publi� le Avril 4 2004 par R. Scott

5.0�toiles sur 5 I'M DEBT FREEEEEEEEEEE!!!!
I highly recommand this book to anyone wanting a simple plan to get out of debt and some common sense advice to go along with it. I wish I had this book when I was 22. Read more

Publi� le Mars 29 2004

5.0�toiles sur 5 Nay sayers don't get it.
I have just finished the book and reading the reviews posted to date. The book is wonderful and provides the reader with a simple tool set to eliminate debt and build wealth. Read more

Publi� le Mars 28 2004 par Joe Gilbert

2.0�toiles sur 5 A little bit of good, but mostly fluff and common sense
I was given this book by a friend who believes Dave Ramsey hung the Sun and Moon. After reading throught this book, I was glad I hadn't paid for it. Read more

Publi� le Mars 22 2004

5.0�toiles sur 5 Dave Ramsey Will Help You Become Financially Fit
I enjoy discussions about my finances about as much as I enjoy talking about my weight. I certainly need to work on both, but I'd prefer to avoid the topics if at all possible,... Read more

Publi� le F�v 29 2004 par FaithfulReader.com

4.0�toiles sur 5 Good Advice
Some readers may find Dave Ramsey's writing style a little too "preachy" for their taste, but, if you can get past THAT, you'll find that the steps he outlines in this money... Read more

Publi� le F�v 15 2004 par Linda Painchaud-Steinman

3.0�toiles sur 5 Good motivational tool....lots of fluff
First of all, I really do respect Dave Ramsey and the work that he does. I agree 100% with his "no debt" philosophy.

But...this book was kind of a letdown. Read more

Publi� le Janv. 31 2004 par Ralph E Brewer

3.0�toiles sur 5 Sigh... her we go again.
I was fairly critical of Ramsey's first book Financial Peace, stating in my review of that title that Mary Hunt's DEBT PROOF LIVING was better. Read more

Publi� le Janv. 23 2004 par storypage

5.0�toiles sur 5 Get it! Read it! Live it!
The absolute best book you can get regarding finances! More than anything, this book offers hope. Applying these amazingly simple principles will forever change your life and... Read more

Publi� le Janv. 19 2004 par Kevin A. Slocum

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