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Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Revised and Updated for the 21st Century Paperback – Dec 16 2008


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Product Details

  • Paperback: 368 pages
  • Publisher: Penguin Books; Revised edition (Dec 16 2008)
  • Language: English
  • ISBN-10: 0143115766
  • ISBN-13: 978-0143115762
  • Product Dimensions: 19.7 x 13 x 1.6 cm
  • Shipping Weight: 281 g
  • Average Customer Review: 4.7 out of 5 stars  See all reviews (6 customer reviews)
  • Amazon Bestsellers Rank: #23,147 in Books (See Top 100 in Books)


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10 of 10 people found the following review helpful By Ruby Jane on June 4 2009
Format: Paperback
I was skeptical about this book when I first picked it up a few years ago. Some of the criticisms are fair: 'that there is a lot of "emotion" throughout, plus an emphasis on simplicity, ecological awareness, community involvement, and an overall re-evalutaion of our consumer habits. Plus, at the start, you have to do a lot of work. 'I know this may be "too much" for some people.

HOWEVER! If you want to start "Making a LIVING" for yourself, instead of "Making a Dying" (as the authors put it) then there is no better place to start than with this program. And it is a PROGRAM, like you would do in a college-level course, not just "helpful tips" for saving pennies in a jar.

The first few steps require a bit of memory, a bit of digging, a bit of math (basic addition and subtraction), a bit of organization and A LOT OF SOUL SEARCHING.

Once you understand what the program is REALLY about, that is, figuring out "How many of your (precious! finite!) LIFE HOURS do you give away in exchange for (very little) money" then the other steps become mostly a matter of tracking and organization, customizing as suits your needs.

And, I KNOW at first it seems impossible, unrealistic and downright painful, but please believe me when I tell you that it is very, very worth doing these steps, especially the first few, to the best of your ability. You don't have to do it all perfectly, it's just about doing the best you can, so that you can get a TRUE, HONEST and CLEAR understanding of your past and present attitudes about money.

I have been doing "the program" for exactly 1 year as of today.
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3 of 3 people found the following review helpful By Meg. on Jan. 14 2012
Format: Paperback
If you already know the basics of the simple living movement than you don't really need this book. I found that much of the information I got from the book I already knew - i.e. to have money, just don't spend it! The book also feels a bit outdated as our society has really focussed on the economy and the environmental impacts of our actions in the last few years. Being frugal seems to be "in" again (at least in my circle of family and friends) and that's what this book is basically about - frugality.

It wasn't all bad though! The book did help me get some introspection into my life - I did like the idea of adding up all of the money you have made so far in your life to see what you have to show for it. I also liked the idea of finding your "real" hourly wage and comparing everything you spend money on to that wage to see if it's really worth purchasing. I.e. I make about 10$ an hour after all is said and done so when I, for example, buy a $20 shirt I've just spent 2 hours of my life working just to own this shirt - is it worth it? I now ask myself that questions whenever I go to buy anything - is this worth X hours of my time? The book did also change my spending patterns - I now buy more music and less clothing since I focus on the maximum value for my dollar. I.e. music makes me happy longer than an article of clothing does.

Now, what I'd really like, is a book that tells me how to get my wages up to equal the rising cost of living..
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By Hsiang-Ju Hsiao on May 23 2014
Format: Audio CD Verified Purchase
Very nice book. A lot of new ideas and useful tips. Help me to come to financial independence.
Great book!
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