I liked the blog (not quite so much anymore, though, with all the new writers). The blog is why I picked up this book. But while it's fun to go when you're at work to read a short personal finance thing for a brief diversion, a bunch of blog posts strung together makes a bad personal finance book.
Unlike other reviewers, I think this book was poorly organized. This book is written for those with a basic level of personal finance knowledge and Roth occasionally patronizes (with examples like "Karen Kashout" and "Joe Spendsalot"). And I don't know I'm the only one, but I thought the font was annoying.
It's written at the level of Dave Ramsey's Total Money Makeover (Roth used Ramsey's system to get out of debt), but it's JD Roth's Total Money Life, covering everything from salary negotiations to buying a new car to getting out of debt to budgeting to investing to charity to quitting your job in a book that is simply too short for that. To compensate, he gives lots of references, including using annoying tiny urls for websites. When I want to go to vanguard, I don't want to put in tinyurl.@$#$^. I'll put in vanguard.com. It's easier. I can remember vanguard.com. I was reading the book and kept thinking, if I want information on how to negotiate my salary, I'll google it. Or I'll read Jack Chapman. If I want advice to get out of debt, I'll read Dave Ramsey. Roth's little blurbs might be fun to read on his blog, but I don't think they serve the people who need his book.
Roth isn't a money guy. He's a writer. He doesn't have a real system for personal finance; he's just a guy who successfully got out of debt. Using Dave Ramsey's plan.
This book seems to be all over the place and feels disjointed. For people who need the basics and are just starting out, I would recommended "I will teach you to be rich" instead. It feels similar but it has a plan. For people in deeply in debt, I'd recommend Dave Ramsey. For people who want a general personal finance book that isn't overwhelming, I'd chose David Bach's "Smart Women Finish Rich." (This is my go-to recommendation for friends.) Suze Orman is pretty good too, and Elizabeth Warren's book has a nice budgeting plan.
Roth's book seems like a bunch of blog posts strung together rather unhelpfully, and while that's fun to read occasionally, it's not the substance most people who should read this book would need. For the rest of us-those who read personal finance for fun and know the difference between an IRA and a 401(k), it's just not a fun read.