The Retirement Income Blueprint is an antidote for Canadians who are generally ineptly advised, under-serviced, and over-charged by advisors on planning retirement income. Based on the author's vast experience in over 20 years of working with clients to develop retirement income plans, this book will help readers to work through the many stages that will make up their retirement and adapt their income plans to account for constantly changing health and family issues and their attitudes to money along the way.
Transitioning from accumulating assets in your working years to creating a sustainable stream of retirement income is not as easy as it may seem. The challenge for those approaching retirement, as well as those who are retired, is how to move successfully from one source of income, their employment income, to where they have six to eight different streams in retirement-and how to combine those different sources most efficiently. The Retirement Income Blueprint offers proven strategies for retiring boomers on taking the various sources of income that they have for retirement and "pulling it all together" to engage and use those income sources in the best way possible. The book will help you to:<ul><li>Combine government and personal sources of income most efficiently</li><li>Determine which assets to use first and which to defer</li><li>Preserve government benefits and entitlements that are in many cases needlessly wasted or lost</li><li>Create results that are more survivor- and estate-friendly than are possible by applying traditional approaches</li><li>Greatly reduce taxes on retirement income and to the eventual estate.</li></ul>
The Retirement Income Blueprint lays out a six-step process for "taking apart" accumulated assets, making the most out of what you have taken a lifetime to save, and creating an "Income Continuum" to produce income that lasts as long as you do.