Vous voulez voir cette page en français ? Cliquez ici.

 

or
Sign in to turn on 1-Click ordering.
 
 
More Buying Choices
22 used & new from CDN$ 4.78
Have one to sell? Sell yours here
 
   
Start Late, Finish Rich: Canadian Edition
 
See larger image 
Share your own customer images
Publisher: learn how customers can search inside this book.

Start Late, Finish Rich: Canadian Edition (Hardcover)

by David Bach (Author)
3.2 out of 5 stars  See all reviews (4 customer reviews)
List Price: CDN$ 32.95
Price: CDN$ 20.76 & eligible for FREE Super Saver Shipping on orders over CDN$ 39. Details
You Save: CDN$ 12.19 (37%)
o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o
In Stock.
Ships from and sold by Amazon.ca. Gift-wrap available.

Only 1 left in stock--order soon (more on the way).

5 new from CDN$ 20.76 17 used from CDN$ 4.78

Frequently Bought Together

Start Late, Finish Rich: Canadian Edition + Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner [CANADIAN EDITION] + The Automatic Millionaire Homeowner, Canadian Edition: A Powerful Plan to Finish Rich in Real Estate
Total List Price: CDN$ 87.85
Price For All Three: CDN$ 57.54

Some of these items ship sooner than the others. Show details

Customers Who Bought This Item Also Bought

Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner [CANADIAN EDITION]

Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner [CANADIAN EDITION]

by David Bach
4.4 out of 5 stars (41)  CDN$ 16.02
The Automatic Millionaire Homeowner, Canadian Edition: A Powerful Plan to Finish Rich in Real Estate

The Automatic Millionaire Homeowner, Canadian Edition: A Powerful Plan to Finish Rich in Real Estate

by David Bach
2.0 out of 5 stars (3)  CDN$ 20.76
Finish Rich Workbook, Canadian Edition

Finish Rich Workbook, Canadian Edition

by David Bach
4.0 out of 5 stars (1)  CDN$ 16.75
Smart Women Finish Rich: 9 Steps to Creating a Rich Future [CANADIAN EDITION]

Smart Women Finish Rich: 9 Steps to Creating a Rich Future [CANADIAN EDITION]

by David Bach
4.8 out of 5 stars (82)  CDN$ 16.02
The Automatic Millionaire: Canadian Edition: A Powerful One-Step Plan to Live and Finish Rich

The Automatic Millionaire: Canadian Edition: A Powerful One-Step Plan to Live and Finish Rich

by David Bach
3.6 out of 5 stars (14)  CDN$ 14.56
› Explore similar items

Product Details

Product Description

Amazon.ca

"It's only too late if you give up," promises David Bach in the Canadian edition of Start Late, Finish Rich, and with those words the money coach props up the sagging hopes and deflated egos of many readers who fear they have squandered their financial futures. The best-selling author of Smart Women Finish Rich, Smart Couples Finish Rich, The Automatic Millionaire, and others is aiming his latest book at all of the people who say they wish they knew 20 or 30 years ago what they know today about money. In his earlier books, Bach helped readers identify their "latte factor"--the small daily splurges that add up to a lifetime of living paycheque to paycheque. In this book, he helps readers find the "double lattes"--the satellite dishes, DVD subscriptions, giant pick-up trucks, and other larger annual extravagances that they can easily live without. Once readers wrangle their spending under control, he recommends ways that they can turbo-charge their earnings power by starting a small business, direct selling, auctioning items on eBay, or becoming a landlord. Then, when people have built up some assets, Bach offers advice on dividing the spoils into three equal pots of real estate, stocks, and bonds. With Bach's cheerful prodding, readers can overcome their inertia and start putting into place his simple plan. "The fact is, most people overestimate what they can do financially in a year--and underestimate what they can achieve financially in just a decade or two." After all--as Bach says--the past will continue to be your future if you drag it along with you. --Carolyn Leitch


Review

“Here is one good source to help you realize that there are options and it is possible to create life the way you want it, financially speaking. . . . [Bach’s] work looks at many fine details and provides research backed up with actionable ideas. ” – Times-Colonist

“David Bach tackles head-on the common complaint for far too many complacent Canadians that they can’t help themselves financially or it is too late to do so. Bach’s practical messages with proven financial principles to help oneself are doable. . . . It’s never too late. Bach can help those who are motivated to help themselves.” –Canadian MoneySaver
See all Product Description

Tag this product

 (What's this?)
Think of a tag as a keyword or label you consider is strongly related to this product.
Tags will help all customers organize and find favorite items.
Your tags: Add your first tag
 
See most popular tags
 

Customer Reviews

4 Reviews
5 star:
 (1)
4 star:
 (1)
3 star:
 (1)
2 star:    (0)
1 star:
 (1)
 
 
 
 
 
Average Customer Review
3.2 out of 5 stars (4 customer reviews)
 
 
 
 
Share your thoughts with other customers:
Most helpful customer reviews

 
9 of 9 people found the following review helpful:
3.0 out of 5 stars Useful Advice for Those in Their 30s and 40s with Little Savings, Jul 15 2006
I have not read any other books in this series, but the subject matter of this book appealed to me. I often run into people who (for various reasons) don't have much liquid wealth going into their 40s. Yet I haven't seen much written to suggest what these folks should do. I was hoping to get some ideas to share. Unfortunately, I didn't really find any that I didn't know about already.

If you are over 50, this book won't provide you with the advice you need. The intellectual process that Mr. Bach went through was to take the familiar arguments about the power of compound interest and saving with pre-tax dollars . . . and think of a few ways to shorten up the number of years required for compound interest to do its thing on your behalf. His best suggestions outside the standard financial planning advice are to be more valuable at work so you can earn more raises and promotions . . . and paying down your mortgage a little faster than is required.

I applaud his advice that people spend less on things that don't provide much benefit . . . but most people are going to be demoralized if that's the main source of increased liquid wealth. After all, most people want wealth not for retirement . . . but to enjoy life before and after they retire.

I found his arguments about starting your own business to earn more money to be naive at best . . . and overoptimistic at worst. Buying and running . . . or starting and running a business requires a lot of hard work and skill. Most successful entrepreneurs are off doing this by around age 35. Most people at 49 will find it a tough hill to climb. I applaud Mr. Bach's suggestion that people look into buying, operating, expanding and then selling franchised operations that meet his criteria. The other ideas won't work for most people based on historical averages.

I was also puzzled by his emphasis on having one-third of your liquid financial wealth in bonds. That's been one of the lowest returning classes of investment over the last 150, 100, 50, and 25 years. Why deliberately earn less when you have a long time horizon?

Much of the appeal of this book is that Mr. Bach is optimistic by nature, has a kindly interest in people and aspires for people to accomplish more. Bravo for that attitude!

I also found that Mr. Bach uses quantitative examples to explain compound interest and pre-tax versus after-tax investments much better than most financial planners do.

If you are under 45 and have never read a book about financial planning before, you will find this to be a valuable resource. If you are familiar with financial planning, you can skip this book. If you are not inclined to plan, don't know anything about financial planning and find math to be challenging, this book will provide useful new perspectives for you.
Was this review helpful to you? Yes No (Report this)



 
1.0 out of 5 stars A Wanton Waste of Tree Lives, Feb 21 2005
I ordered this book expecting something more than "don't buy coffee at Hortons' and bank it instead. This book lacked any sort of in depth financial advice; instead merely advocates spending less money. I followed that spending advice and promptly returned the book.
Was this review helpful to you? Yes No (Report this)



 
4.0 out of 5 stars Good book, Feb 14 2005
By A Customer
Good book to get going with wealth. Another good book is Stop Working by Rohan Hall.
Was this review helpful to you? Yes No (Report this)


Share your thoughts with other customers: Create your own review
 
 		 Most recent customer reviews

5.0 out of 5 stars Best David Bach Book Yet!
I'm a big David Bach fan but this was by far his most helpful book yet. There are lots of helpful links on how to buy a house, where to start, and what you should do even if you... Read more
Published on Jan 27 2005 by Lisa McPhee

Only search this product's reviews


Listmania!

Create a Listmania! list

Look for similar items by category

Look for similar items by subject







i.e., each book must be in subject 1 AND subject 2 AND ...

Feedback

Would you like to update product info or give feedback on images?

Your Recent History

 (What's this?)

After viewing product detail pages or search results, look here to find an easy way to navigate back to pages you are interested in.