I read the original Wealth Barber just prior to getting into the financial advisory business back in '92 and couldn't help wondering how much value I could offer to clients if they just bought the book and followed Roy's advice on their own. Turns out even people who read it still need someone to save them from themselves! Chilton's new book, in sync with our over spending, under saving times, provides a reminder to all of us that maybe our grandparents were right - the best things in life...aren't things! Loved the section on index investing - it mirrors my own belief (backed by experience and research) that most investors would be better off tossing out their high priced mutual funds and just buy the whole market. My sister admitted that she finally understands what indexing is after reading this. Once again Chilton hits a home run with his easy-to-read style broken up into many entertaining chapters.