L. Stallard

Excellent resource for parents or family looking for RESP info, Nov 4 2010

I spent a lot of time researching the internet for info on RESPs to set one up for my granddaughter before I found this book. The author brings together in one useful reference, the information you need to consider or discuss when setting up a RESP. It addresses issues of concern to subscribers (the person setting up the RESP), the beneficiary (the person who will use the money for their education) and others (if the subscriber is not the caregiver/parent). It also goes over withdrawals, the government grants that are available for different income levels, what to look for in a Promoter (the company--bank or broker--provider of the RESP) with respect to qualification for those grants,… Read more

You need to read this, Jun 11 2009

Too bad Rubin left CIBC--he would have had a more credible platform to get his message out than as an independent author. So many have gone before him (i.e., E.F. Schumacher - Small is beautiful) who also were credible and had an important message. However independents & academics aren't taken seriously. Sadly. I think Rubin is a visionary who is telling us what's coming down the pipe (literally) and it's not fuel. Start thinking how expensive oil will affect your world and what it will mean. This is 30-50 years away: for your grandkids, it's their reality. It won't mean the end of the world, just the one we know. But then again, the world we know isn't the one our grandparents did.

I love this puppy!, Jun 11 2009

Started looking at mp3 tools a few months ago, researching what was available, features etc. Of course, the iPod has the highest profile and weighed it's popularity against what else was available including offerings by Creative, and finally decided on the Zune because of its superior features, fidelity and wireless. Was not disappointed. Excellent value--one thing I like is upgrad-ability (is that a word?) Unlike iPod that become obsolete with each generation, Zune upgrades the internal firmware of its products. Nice engineering, clean design--Microsoft has done something right this time.