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on May 22, 2014
I gained important information, as well as misinformation in the chapter and sections referring to Rrif.
Mr Pape published that the taxation rate of Rrif withdrawals can be arranged between the client and advisor.

This is simply not the case for my self-directed plan,as I found that CRA treats systematic withdrawals as though they are a lump sum withdrawal. If you don't like it, too bad. $1-5000, 10%; $5001-15000, 20% more than $15000, 30% Not a nice surprise that
A cumulative withdrawal over $15000, or $1025 a month, was subjected to 30 % withholding tax
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