Most helpful positive review
326 of 334 people found the following review helpful
Great, for what it is
on July 29, 2013
This credit card fills two very specific niches very well: Foreign purchases (i.e.: non-$CDN), and purchases on Amazon.ca.
The lack of foreign exchange fees is like getting 2.5% cash back instantly, when compared to using most other credit cards. The 2% reward at Amazon is pretty good for a no-fee card.
This card does not strike me as though it would be a terribly good everyday card. You can get higher limits, better service, more rewards and more flexibility with other no-fee rewards cards in Canada.
This card does very well at the niches it tries to fill, but is otherwise probably not your best choice.
TIP: When purchasing online or at "machines" in the USA, e.g.: pay at the pump gas pumps, if asked for your zip code try entering the 3 digits of your postal code, followed by '00' (that's zero zero). E.g.: C3P 5B7 could be entered as 35700.