Top positive review
480 people found this helpful
Great, for what it is
on July 29, 2013
This credit card fills two very specific niches very well: Foreign purchases (i.e.: non-$CDN), and purchases on Amazon.ca.
The lack of foreign exchange fees is like getting 2.5% cash back instantly, when compared to using most other credit cards. The 2% reward at Amazon is pretty good for a no-fee card.
This card does not strike me as though it would be a terribly good everyday card. You can get higher limits, better service, more rewards and more flexibility with other no-fee rewards cards in Canada.
This card does very well at the niches it tries to fill, but is otherwise probably not your best choice.
TIP: When purchasing online or at "machines" in the USA, e.g.: pay at the pump gas pumps, if asked for your zip code try entering the 3 digits of your postal code, followed by '00' (that's zero zero). E.g.: C3P 5B7 could be entered as 35700.