Credit Repair (Book ) Paperback – Sep 2002
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You might think, as I once did, that a bad credit record is nearly impossible to overcome. But, the fact is there are ways to repair your credit after personal problems have caused you to mess it up or some calamity has made it impossible for you to pay your bills on time or even to pay them at all. This aptly named book takes a methodical and thorough approach, with step-by-step instructions and advice to fix even the worst credit record in the shortest possible time. If you have serious credit problems, you need this book. --This text refers to an out of print or unavailable edition of this title.
About the Author
Attorney Robin Leonard has been featured as a money and credit advisor on Good Morning America and CNN, and in publications across the country, including Kiplingers Personal Finance Magazine, U.S. News & World Report, Money, Forbes and the Los Angeles Times. She is the author of many Nolo books including Money Troubles: Legal Strategies to Cope with Your Debts, Credit Repair, Take Control of Your Student Loan Debt, and Bankruptcy: Is It the Right Solution to Your Debt Problems? and co-author of How to File for Chapter 7 Bankruptcy and A Legal Guide for Lesbian and Gay Couples.
Deanne Loonin is a staff attorney with the National Consumer Law Center (NCLC) in Boston. She also works with Nolo on debt and credit issues. Prior to joining Nolo and NCLC, she directed Bet Tzedek Legal Services senior consumer fraud unit in Los Angeles. Deanne is co-author of Nolo's Money Troubles: Legal Strategies to Cope With Your Debts, Take Control of Your Student Loan and Credit Repair.
Top Customer Reviews
Most Helpful Customer Reviews on Amazon.com (beta)
You will find concrete advice, that really works, in this book. It tells you how, and how not to go about fixing your credit. It will show you how and why the quick-fix-it books don't work. How "File Segregation" is a border-line illegal tactic, that is unsafe and doesn't work. It simply and clearly teaches you what does work, and how to put your new found knowledge of the credit laws, and your rights as a consumer to work for you.
You will not be disapointed with this book. The only people that will not like this book are the people that are looking for quick-fix tactics that are illegal or questionable at best, and I am not one. I overcome my credit and debt problems the right way, thanks to the "Credit Repair " book, and you will too!!!!!
Here is another fact: There are tips and tricks you can use to remove anything, and this book doesn't contain any of them. For example, if you have a bankruptcy, send to the court that currently holds the paperwork and ask them for a copy of anything they have provided Experian, Transunion or Equifax. They will reply with a letter stating that they do not provide information to credit reporting agencies. Now dispute your bankruptcy with all three bureaus. They will all claim to have verified it, and list the court as the source. Reply with a copy of the letter, showing them you caught them in a lie, and demanding they remove the mark, which they FAILED to verify inside of 30 days.
Having been in the business, I know hundreds of these proven strategies, and none of them are listed in this next-to-useless book and CD on "Credit Repair".
You will do far better getting on a credit repair message board than shelling out your hard earned money on this book.
You might even open up a savings account and then take out a loan just to pay it back, thus improving your "credit worthiness" (First, ask the bank if the loan will be reported to a credit agency in order to make sure it's worth your while)
Another great thing about this book, which makes it different from most other credit repair books is that it contains PLENTY of tear-out pre-written letters in the back of the book. Just pull-out and mail, very simple.
The other book I recommend is: "BestCredit: How to Win the Credit Game" , written by Dana Neal.
It takes some work but Oh what a relief it is when you are finally out from under. In this modern world, if you are living on "the Grid" then you are going to have to have a good credit score to get by in life.
Best of Luck !
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