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Ka-ching!: How your family can cut thousands off your student loan debt without spending a cent [seriously]. by [Mitchell, Jeannine]
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Ka-ching!: How your family can cut thousands off your student loan debt without spending a cent [seriously]. Kindle Edition

5.0 out of 5 stars 2 customer reviews

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Length: 307 pages Word Wise: Enabled Enhanced Typesetting: Enabled
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Product Description

Product Description

Sick of paying student loans? Ka-ching! will help you bootstrap yourself out.

Banks and governments say they must use student borrowers as cash cows to cover promotions and students who miss payments.

But do you want to be their cash cow?

This easy-reading guide to DIY student loan refinancing reveals a unique opportunity for family members to help you get free of student loans even if they’re cash-strapped. They could even make a profit while saving you money!

As well as saving you money, the Ka-ching! system cuts the risk of student debt.

Ka-ching! provides the blueprint for getting off the student loan industry grid so you can:

• Save thousands of dollars
• Protect your credit rating
• Cut the stress and red tape of student loans
• Get out of student debt faster

“Debt is not the only option for higher education… Student finance expert Jeannine Mitchell helps young people manage their finances.” - National Post

Ka-ching! is not your typical finance book. Despite those quirky cartoon illustrations, Ka-ching! is practical and carefully researched. This guide for Americans and Canadians is “part financial planner, part mom and part guerrilla tactics.”

You’ll find out:

• How to measure your savings with the 5 family loan formulas that cut the cost of your student debt
• Which student loans to dump fast and which to keep (for now)
• How to finance family loans with low risk
• How to build win-win family loan agreements
• How to maximize student loan tax breaks
• How to identify and convert high-risk loans so you can manage the rest
• Plus more, including how to turn a student loan into retirement savings!

Not only does Ka-ching! walk you through each step, it provides tools to make it all easy. These include:

• Action checklist chapter
• Loan agreement kit
• Custom online five-formula calculator

So quit being a cash cow! Let Ka-ching! help you cut the cost and stress of that #@* student debt!

About the Author

Jeannine Mitchell distils into unique self-help guides the lessons learned from 15 years of running Student Finance 101. As writer and associate editor with the former Financial Post Moneywise Magazine, Mitchell specialized in innovative but practical investment strategies. Now she takes her think-outside-the-box philosophy to cutting student debt.

Kudos from some of the thousands of people she’s helped include: “You are nothing short of amazing - thank you thank you thank you.” (Kelly Kavanagh Salmond, President & Co-Founder, and “This gives me hope for financial freedom!” (Zoe Hume).

Product Details

  • Format: Kindle Edition
  • File Size: 2309 KB
  • Print Length: 307 pages
  • Simultaneous Device Usage: Unlimited
  • Publisher: True North Financial Education Group; 1 edition (Jan. 27 2014)
  • Sold by: Amazon Digital Services LLC
  • Language: English
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Enabled
  • Enhanced Typesetting: Enabled
  • Average Customer Review: 5.0 out of 5 stars 2 customer reviews
  • Amazon Bestsellers Rank: #75,639 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Top Customer Reviews

Format: Kindle Edition
This author has written a well thought out book that helps make sense of the student loan system and crisis... Our young people are burdened with crushing debt before they ever get out to work and make their way in life. This is obscene!!!

Mitchell shows specific ways to help families help their kids to reduce/manage this debt, so--- If you know anyone who has college age kids ... do them a favour buy this book for them & buy a an extra copy to pass on to your local Universities and Colleges for their students to read.

Pre-planning for funding an education is imperative these days...

In this book there are also options for buying student loans... as a financial investment. Check it out!!!

You will not regret buying this book!!! Mictchell cares about students and gives this book her all
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Format: Kindle Edition Verified Purchase
I purchased this book – Ka-ching!: How your family can cut thousands off your student loan debt without spending a cent [seriously] having heard about it through word of mouth, and, because I have three young adult children - all presently interested in pursuing higher education. They’ve been asking my advice for a number of months now while also hopeful that I’ll be able to assist them with their goals of furthering their education.

I’ve found the subject to be daunting. As a regular guest lecturer at Canadian Universities and high schools for many years, I am cognizant of the stress and uncertainties the majority of students face with the exorbitant cost(s), ever increasing, associated with post secondary school options today. So for me, I sincerely hoped that Ka-ching! would at least afford me with some insight and possible options that I could share with my kids. I’m pleased to say, it provided me with much more than I had hoped for – optimism!

The author, Jeannine Mitchell, possessing 15 years of experience as a finance writer and a self proclaimed ‘detail freak’ – makes good of that self assessment in this book. Ka-ching! covers every square inch and possible scenario involved with the world, and business, of student loans. Not only does she detail how and why the business of student loans has become a ‘debt bubble’ worth more than a trillion dollars in the U.S. but she offers real solutions – entailing five viable options of how families can cut out the ‘middleman’. At the same time, she strongly encourages diligence to ensure that students do not miss out on any possible government debt reductions.

Ms. Mitchell covers all the bases with a variety of ‘win-win’ strategies for families to ‘buy’ student loans.
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Most Helpful Customer Reviews on (beta) HASH(0xb332f444) out of 5 stars 7 reviews
1 of 1 people found the following review helpful
HASH(0xb3362e88) out of 5 stars Friendly, clear advice about how you can manage your student debt! Feb. 11 2014
By Thoughtful Reader - Published on
Format: Kindle Edition Verified Purchase
This book is crammed full of useful information for students, in both the United States and Canada, who want to figure out how to pay off their student debt. The basic idea is that you can save thousands by getting rid of the financial middle lender. It's a complete guide to borrowing from family and friends, so that both sides benefit. It lays out the benefits and pitfalls, not just the money ones, but the emotional and relationship ones as well. There are calculators to figure out loans and rates of interest, templates for payment agreements, suggestions for payment options when you don't have money.

It gives you a way of managing so that you feel in control of your finances and not dogged by debt. I recommend this book highly to people who have student debt hanging over them and to their friends and family, who would like to help but don't want to damage their finances or their relationships.

Good book!
1 of 1 people found the following review helpful
HASH(0xb33680f0) out of 5 stars Easy to read this Feb. 24 2014
By E Anne Home - Published on
Format: Kindle Edition Verified Purchase
I heard about this book but nearly didn't buy it because it said 302 pages but from the sample I could see it was easy to read. She writes like she's talking to you. And sometimes she says you can skip the next part if you have certain kinds of student loans. The pictures make it easier also so I was surprised how fast I read the book.

Because of this and the good ideas I'm giving this a 5 stars. I would choose 4 and a half if I could but there are no half stars and this is better than a 4. The reason I would pick 4 and a half is I still wish the book was shorter. She explains everything carefully which is good or bad depending on your point of view.

I usually needed the explanation but I guess just sick of my student loans and want them to disappear LOL.But seriously I learned new ideas and she makes them easy so I'm excited now to try them.
1 of 1 people found the following review helpful
HASH(0xb33680b4) out of 5 stars Good. Information. Feb. 6 2014
By Susan Rose - Published on
Format: Kindle Edition Verified Purchase
A very comprehensive and informative book. It would make a wonderful gift for parents ,grandparents and students . Interesting,amusing and well written.I would recommend it .
HASH(0xb33683a8) out of 5 stars Educational and Workable Solutions to Student Debt in Canada and the USA Feb. 7 2014
By Amazon Customer - Published on
Format: Kindle Edition Verified Purchase
I had no idea that there are workable solutions to help Canadian and USA students recover from their terrible, financial burden incurred from loans acquired to get an education and decent job.

This onerous financial burden is loaded upon the backs of the poor and middle class and has weighed down the last couple of generations of students with a terrible burden of debt as they head out into the working world and try to get ahead. Other rich countries don't do this to their children.

Ms Mitchell spells it all out in black and white and provides so many different solutions and templates-- as one size does not fit everyone-- but if followed students will get out from this debt sooner.

In addition, Ms Mitchell also teaches investors and family on how to buy student loans as a way to earn income-- while at the same time helping the student. I had no idea this was even possible!!!

Check this book out and pass on the link to everyone you know who has a kid in College or University!!! Better it before the debt occurs.

Thanks again Ms Mitchell for all your sound advice and solutions!!!
HASH(0xb3368408) out of 5 stars Solid investment advice March 12 2014
By Amazon Customer - Published on
Format: Kindle Edition
Not only does KA-CHING clearly describe how to help students can pay off their student loans quicker and more economically, it introduces an investment vehicle that has higher returns in our current low inerest environment.

Ms. Michelle's idea helps all generations, from the young adults to the grandparents. The grandparents and parents get to help their grandchildren by reducing the interest rate on their student loans and the young adults help their grandparents and parents with returns greater than they would get on today's fixed income investments returns.

You are taken through the process step by step very clearly and concisely with templates included in the book.
I highly recommend this well thought out and well written book to families that have incurred these expensive debts to educate their youth.