Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner [CANADIAN EDITION] Paperback – Jan 21 2003
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Smart Couples Finish Rich is about more than the basics of investing. It's also about the basics of life planning, and author David Bach teaches couples how to chart a course together. The principles set out in Bach's bestselling Smart Women Finish Rich can work for couples too--and perhaps help a few fractious marriages along the way. The author urges readers to examine their values and put what matters in their lives first. He then offers simple techniques for setting out specific, detailed goals that will help readers achieve security, a comfortable retirement, and perhaps the realization of a dream such as owning a vacation home or having time to participate in charity work.
Bach acknowledges that life's tribulations can be difficult. But he points out that it's still worth the effort to try to overcome those challenges: "It takes just as much effort to have a 'bad life,' in which you don't get what you want, as it does to have a 'good life,' where you do. So, given the choice, why not go for the good life?" Bach's style is conversational and his text comes alive with anecdotes about couples who have transformed their lives. Many who read it are likely to find the tools and inspiration to do the same. --Carolyn Leitch
From Publishers Weekly
Bach, author of the bestselling Smart Women Finish Rich and host of a popular PBS series, offers his advice on how couples can keep their financial lives in sync. Familiar financial strategies on routine concerns, such as investments, retirement and insurance, form the bulk of the book. However, Bach's work does distinguish itself in one critical area: Bach believes that all couples (gay and straight, married and unmarried) need to identify values as well as goals as their first step toward achieving financial security. As he explains, values have to do with "being" (e.g., security, health, spirituality, fun), while goals are related to "doing" and "having" (e.g., playing golf regularly, taking frequent vacations, retiring with a million dollars). Moreover, he avers, not only is money management an issue that couples should plan and work on together, it is one that they should talk about, in a positive way, all the time. For example, Bach firmly believes that all couples need to be aware of their spending (what he calls the "latt factor," or being more conscious of the regular little purchases they make each day) in order to make positive changes in their financial lives. Agent, Jan Miller. (On-sale date: Mar. 6)Forecast: Given Bach's previous success and the support of a five-city author tour and 22-city radio satellite tour, this book will quickly move toward bestseller lists, though its ho-hum approach doesn't mark it as a future evergreen paperback.
Copyright 2001 Cahners Business Information, Inc.--This text refers to the Hardcover edition. See all Product Description
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Top Customer Reviews
This book's primary goal is to get couples talking together about their money. It got my husband, who for all his life has steadfastly ignored finances, to actually understand and care about RRSPs, disability insurance, emergency funds, and saving for our dreams. It encouraged him to take a part in our financial future, and to set goals and look for ways to achieve them. For this reason, the book has proved invaluable. There are other, more in-depth books out there that provide a plethora of specific information, but for the couple just starting out, this book is where to start. It's easy to read, easy to do (the steps are so small and simple you feel guilty for NOT doing them), and brings partners together to discuss a topic that normally divides them. Make no mistake, you will eventually move on from this book into deeper and grittier territory. But it's not a bad place to start. It's an excellent motivator!
My only complaint about the book is that it seems to be aimed at couples in their thirties or later who already have a moderate income. As a couple in our early to mid twenties and as (debt-free) students, we are already quite frugal, both in income and cash spent. This makes some parts of the book are harder to relate to than they would be otherwise. We would be extremely grateful if someone could recommend to us a book aimed more specifically at our demographic.
Now, three years later I own my own business (but still making under $40,000 each) and we bought our first house! We have Medical & Dental Inurance (paid for by my business), Life Insurance (just in case) and setup an automatic RRSP savings! To boot, we have NO DEBT (except for our mortgage)!!
We now have goals set, better spending habits and are living within our means! While our friends rent and drive expensive cars, I drive a 1989 VW GTI and own a house! The fancy car can come when I retire!
This book was great, I recommend buying 2 so you and your spouse can read it the same time rather than share.
We found it eye opening and simple. We went from saving $50 a month to $350 a week!! ON THE SAME SALARY!! We saved enough to go to Europe for a month and now we are having our first baby in August!
This book isn't instant success, it's over time. PLUS, you have to want to succeed. It's all how much you want to put into it.
But if you already are USING YOUR HEAD on where your money goes, but STILL find yourself living from paycheck to paycheck (like my family, and I suspect many others), then this book will only frustrate you. If we did everything Bach says we "MUST" do, I'd have about $200 left for paying the bills each month. Yeah, thanks for the advice, Mr Bach. I'm afraid water and electricity and mortgage comes before maxing out my 401K AND setting aside a cushion of 3-months worth of cash AND buying disability insurance AND then some long-term care coverage AND "sweeping at least 3 percent of my take-home pay into my 'dream basket.' (And, yes, the list goes on.) Wish I could. Maybe someday.
Most recent customer reviews
Lots of good practice described.... If you do it, it will workPublished 7 months ago by John Deland
Smart Couples Finish Rich: 9 Steps For Creating A Rich Future For You And Your Partner by David Bach includes details on some facts and myths regarding couples and money (pages... Read morePublished 19 months ago by Stella Carrier
This is a very good read if you are a couple and want to become smarter in your relationship as well as finances!Published on April 2 2011 by Collette
The approach for this book is great but it can not be applied to us as a couple...we are polar opposites. The concept of doing it together is great, but....in reality....well. Read morePublished on Sept. 19 2009 by Vesting Vixen
_____This book is great to have if you are a novice to the world of personal finance. The text is geared toward married couples, but that doesn't mean a single person cannot read... Read morePublished on July 13 2004 by M B
This is an excellent book to use when planning your family's finances. Obviously, given the power of compounding, to which the author repeatedly refers, the earlier in your life... Read morePublished on June 11 2004 by D. Friedman
This is one of the only financial planning books I've ever purchased and actually read. It was an easy read, and I would say that Bach's plan is easy to follow. Read morePublished on May 20 2004 by J. Boley