Its okay because your only overpaying 9 dollars. The product is 20 dollars itself and 9 dollars isn't that bad. I only had to sell my kidney and liver to buy this product. Would recommend only a little bit.
As many have said, this is literally just a $20 physical steam card (same as what you can get from walmart, gamestop etc). Not even digital, PLUS you're paying a $46 markup for absolutely no reason. Basically a scam,