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Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Ind ependence: Revised and Updated for the 21st Century Paperback – Dec 10 2008

4.2 out of 5 stars 13 customer reviews

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Product Details

  • Paperback: 384 pages
  • Publisher: Penguin Books; Revised edition (Dec 10 2008)
  • Language: English
  • ISBN-10: 0143115766
  • ISBN-13: 978-0143115762
  • Product Dimensions: 12.7 x 1.8 x 19.8 cm
  • Shipping Weight: 281 g
  • Average Customer Review: 4.2 out of 5 stars 13 customer reviews
  • Amazon Bestsellers Rank: #14,014 in Books (See Top 100 in Books)
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Product Description

Review

"In this time of crashing markets, soaring prices, tent cities, and melting ice caps, no book is more useful to readers and to the planet than Your Money or Your Life."
-Mary Pipher, author of The Shelter of Each Other and Seeking Peace

About the Author

Vicki Robin�is a renowned innovator, writer, and speaker. In addition to coauthoring the bestselling Your Money or Your Life, Robin has been at the forefront of the sustainable living movement. She has received awards from Co-Op America and Sustainable Northwest and was profiled in Utne Magazine�s book Visionaries: People and Ideas to Change Your Life. She lives on Whidbey Island in Washington.


Customer Reviews

Top Customer Reviews

Format: Paperback Verified Purchase
This book came very highly recommended and was bitterly disappointing. It claims to be "updated for the 21st Century", but alas it is not. I was only able to get through the first 1/4 of the book before I abandoned it out of frustration. It is brutally out of touch and assumes the reader is a blithering moron.

The book is rife with simplistic straw men. I grew tired of being told what it was I believed about money, because I didn't believe any of those things. The book incessantly repeats tired clichés about thrift, savings, and materialism that you'd expect to hear from a politician or in a sermon - no meat, no elaboration, no evidence... just some hand-waving and a smile.

If you know absolutely nothing about personal finance you might get some value from this book and its exercises. You'll probably benefit if you're completely dumbfounded by facts like:
* You have to spend your own money to buy things like gas and work clothes
* If you don't pay your bills, you go into debt
* The more money you spend, the less money you have in the bank

If this was ever considered a good reference for people to learn about personal finance, it stands as an amazing symbol for how much the world has changed in 20 years. Or it's just a crap book.
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Format: Paperback
I was skeptical about this book when I first picked it up a few years ago. Some of the criticisms are fair: 'that there is a lot of "emotion" throughout, plus an emphasis on simplicity, ecological awareness, community involvement, and an overall re-evalutaion of our consumer habits. Plus, at the start, you have to do a lot of work. 'I know this may be "too much" for some people.

HOWEVER! If you want to start "Making a LIVING" for yourself, instead of "Making a Dying" (as the authors put it) then there is no better place to start than with this program. And it is a PROGRAM, like you would do in a college-level course, not just "helpful tips" for saving pennies in a jar.

The first few steps require a bit of memory, a bit of digging, a bit of math (basic addition and subtraction), a bit of organization and A LOT OF SOUL SEARCHING.

Once you understand what the program is REALLY about, that is, figuring out "How many of your (precious! finite!) LIFE HOURS do you give away in exchange for (very little) money" then the other steps become mostly a matter of tracking and organization, customizing as suits your needs.

And, I KNOW at first it seems impossible, unrealistic and downright painful, but please believe me when I tell you that it is very, very worth doing these steps, especially the first few, to the best of your ability. You don't have to do it all perfectly, it's just about doing the best you can, so that you can get a TRUE, HONEST and CLEAR understanding of your past and present attitudes about money.

I have been doing "the program" for exactly 1 year as of today.
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Format: Audio CD Verified Purchase
Vicki Robin speaks with good authority and provides some excellent reflections on the meaning of money in our lives. It has been a topic of great interest to me, and I have read many books on the subject. These CD's are easy to listen to and profound in their wisdom.
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Format: Paperback
If you already know the basics of the simple living movement than you don't really need this book. I found that much of the information I got from the book I already knew - i.e. to have money, just don't spend it! The book also feels a bit outdated as our society has really focussed on the economy and the environmental impacts of our actions in the last few years. Being frugal seems to be "in" again (at least in my circle of family and friends) and that's what this book is basically about - frugality.

It wasn't all bad though! The book did help me get some introspection into my life - I did like the idea of adding up all of the money you have made so far in your life to see what you have to show for it. I also liked the idea of finding your "real" hourly wage and comparing everything you spend money on to that wage to see if it's really worth purchasing. I.e. I make about 10$ an hour after all is said and done so when I, for example, buy a $20 shirt I've just spent 2 hours of my life working just to own this shirt - is it worth it? I now ask myself that questions whenever I go to buy anything - is this worth X hours of my time? The book did also change my spending patterns - I now buy more music and less clothing since I focus on the maximum value for my dollar. I.e. music makes me happy longer than an article of clothing does.

Now, what I'd really like, is a book that tells me how to get my wages up to equal the rising cost of living..
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Format: Paperback
Very informative and educational. An excellent wake-up to the consumer driven world we are all stuck in. Half way through chapter one I began changing the way I viewed purchasing.
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Format: Paperback Verified Purchase
Everyone needs the clear perspective provided in this piece of insightful writing.

Similar to the great book: "Debt is Slavery," but more detailed and conceptually expansive.

Everyone can benefit from reading and implementing the concepts in this amazing book!
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