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Customer Review

1 of 2 people found the following review helpful
5.0 out of 5 stars Excellent resource for parents or family looking for RESP info, Nov. 4 2010
This review is from: The RESP Book: The Simple Guide to Registered Education Savings Plans for Canadians (Paperback)
I spent a lot of time researching the internet for info on RESPs to set one up for my granddaughter before I found this book. The author brings together in one useful reference, the information you need to consider or discuss when setting up a RESP. It addresses issues of concern to subscribers (the person setting up the RESP), the beneficiary (the person who will use the money for their education) and others (if the subscriber is not the caregiver/parent). It also goes over withdrawals, the government grants that are available for different income levels, what to look for in a Promoter (the company--bank or broker--provider of the RESP) with respect to qualification for those grants, and presents suggestions on what you should consider for investment vehicles (i.e., GICs, mutual funds, TD's low MER e-series funds, stocks, bonds, etc.). In addition, it provides links to government websites with more detailed information if you're a data junkie like me. With this book in hand, there's no reason to be intimidated about setting up an RESP. Don't bother with the RESP group plans--do it yourself. Everyone can do it whether you're a single parent making $20,000 a year or couple making $80,000 or more.
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Location: Waterloo ON

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